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Shivam Cement

ADBL ( Agricultural Development Bank Limited ) NEPSE Group A Company

ISIN Number : NPE001A00005

As of Mar 22, 2020
368.00
8
2.13 %
Open
369
High
376
Low
362
Volume
5639
Prev. Close
376
Bid Price
395 ( 647 )
Ask Price
396 ( 300 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 5316.95 करोड
Outstanding Shares
144482409.6
Book Value
263.65
PBV
1.4
Stock P/E
15.77
Dividend ( 2075/2076 )
30 %
EPS
23.33
PB X PE
22.02
ROE
--
ROA
--
CAR
20.77
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
475 - 313
Lifetime High-Low
1082 - 101
180 Day Average Price
400.14
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-3.16%
3 Months ---
YTD
0.27%
1 Year
17.95%
5 Years ---
COMPETITORS
Name chg % Market cap
CCBL 1.85 % रू 13899.06 करोड
GBIME 2.75 % रू 4706.02 करोड
LBL 3.85 % रू 1962.51 करोड
MEGA 3.88 % रू 2218.88 करोड
NIB 1.58 % रू 5304.46 करोड
NMB 2.33 % रू 4346.71 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
50 2692 रू 9.76 लाख रू 4.88 हजार --- --- --- रू 9.76 लाख रू 4.88 हजार
6 830 रू 3.05 लाख रू 1.68 हजार 1601 रू 5.83 लाख रू 2.92 हजार रू 8.89 लाख रू 4.6 हजार
49 1796 रू 6.5 लाख रू 3.25 हजार --- --- --- रू 6.5 लाख रू 3.25 हजार
59 20 रू 7.45 हजार रू 44.7 1000 रू 3.63 लाख रू 2 हजार रू 3.7 लाख रू 2.04 हजार
28 --- --- --- 1000 रू 3.62 लाख रू 1.99 हजार रू 3.62 लाख रू 1.99 हजार
14 --- --- --- 420 रू 1.53 लाख रू 843.21 रू 1.53 लाख रू 843.21
39 --- --- --- 300 रू 1.09 लाख रू 598.95 रू 1.09 लाख रू 598.95
34 11 रू 3.98 हजार रू 23.89 260 रू 94.19 हजार रू 518.05 रू 98.17 हजार रू 541.94
37 200 रू 72.75 हजार रू 400.13 10 रू 3.62 हजार रू 21.72 रू 76.37 हजार रू 421.85
11 --- --- --- 200 रू 72.4 हजार रू 398.2 रू 72.4 हजार रू 398.2

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 1st Quarter
Previous Quarter
75/76 - 4th Quarter
Corresponding Previous Year Quarter
75/76 - 1st Quarter
Cash and cash equivalent 9,376,157,050 11,440,697,045 13,638,726,000
Due from Nepal Rastra Bank 2,694,853,624 4,995,588,136
Placement with Bank and Financial Institutions 6,915,150,000 2,858,700,000
Derivative Financial Instruments 118,552,000
Other Trading Assets
Loan and advances to B/Fis 1,328,620,920 1,285,268,937
Loan and advances to Customers 111,465,738,147 110,797,190,568
Investment Securities 17,965,232,567 16,859,858,806
Current Tax Assets 40,319,103 304,861,123
Investment in Subsidiaries 28,840,000 28,840,000
Investment in Associates 69,384,000 69,384,000
Investment Property 253,702,655 258,423,496
Property and Equipment 1,245,544,986 1,257,133,385
Goodwill and Intangible assets 72,617,895 73,376,701
Deferred Tax Assets
Other Assets 4,906,965,584 2,642,285,302 468,615,000
Total Assets 456,363,126,531 152,990,159,698 137,348,322,000
Liabilities
Due to bank and Financial Institutions 392,018,634 564,470,156
Due to Nepal Rastra Bank 33,076,988 38,424,211
Derivative Financial Instrument 25,981,600
Deposit from Customers 123,546,787,415 119,763,452,031 102,626,483,000
Borrowings 62,040,512 62,040,512
Current Tax Liabilities
Provisions
Deferred Tax Liabilities 131,278,140 155,577,318
Other Liabilities 2,887,957,415 3,755,559,790 5,058,956,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 127,079,140,705 124,339,324,018 130,342,122,000
Total Liabilities 127,079,140,705 124,339,324,018 130,342,122,000
Equity
Share Capital 14,448,240,960 14,448,240,960 13,932,528,000
Share Premium
Retained Earnings 4,458,958,636 3,793,451,951
Reserves 10,376,786,636 10,408,942,769
Total equity attributable to equity holders 29,283,985,826 28,650,635,680
Non-controlling interest
Total Equity 29,283,985,826 28,650,635,680
Total Liabilities and Equity 156,363,126,531 152,990,159,698

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 3,896,893,809 15,235,292,143 3,653,984,000
Interest Expense 2,231,699,204 7,864,905,417
Net interest Income 1,665,194,605 7,370,386,726 1,845,835,000
Fees and Commission Income 101,650,275 1,067,246,089
Fees and Commission Expense 2,694,380 15,665,955
Net fee and commission income 98,955,895 469,927,831
Net interest, fee and commission income 1,764,150,500 7,840,314,557
Net Trading income 109,332,885 312,292,266
Other Operating Income 192,140,233 51,667,749 10,259,000
Total Operating Income 2,065,643,618 8,800,026,236 2,186,908,000
Impairment charge/(reversal) for loans and other losses 250,386,832 -618,690,677
Net Operating Income 1,815,256,786 9,418,716,913
Loans and Other Losses
Operating Expenses
Personal Expense 769,123,984 2,910,310,130
Other Operating Expense 184,492,468 863,562,098 200,786,000
Depreciation and Amortization 41,506,886 166,027,542
Operating Profit 820,133,448 5,478,817,142 766,895,000
Non operating Income 11,843,448 362,120,756
Non operating expenses 20,401,785
Profit before Income Tax 831,977,070 5,820,536,113
Income tax Expenses
   Current Tax 224,633,845 1,467,288,882
   Deferred Tax 1,467,288,882
Profit/(loss) for the period 607,343,226 4,353,247,231 663,124,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 1st Quarter
Previous Quarter
75/76 - 4th Quarter
Corresponding Previous Year Quarter
75/76 - 1st Quarter
Profit/(loss) for the period 607,343,226 4,353,247,231 663,124,000
Other Comprehensive Income -32,156,539 -63,879,144
Total Comprehensive Income 575,186,687 4,289,368,086
Basic Earning per share 23 45 27
Diluted Earning per share 23 45
Profit attributable to:
   Equity holders of the Bank 607,343,226 4,353,247,231
   Non-controlling interests 4,353,247,231
Total 607,343,226 4,353,247,231
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 607,343,226,000 4,353,247,231
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve 121,468,645 922,263,284
b. Capital Redemption Reserve 870,649,446
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund 6,073,432 43,532,472
e. Employees Training Fund 1,608,902 28,478,189
f. Other -1,444,467 -20,396,824
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 222,562,166 182,085,383
b. Transfer from Regulator Reserve -4,720,842 -62,449,482
Net Profit for quarter end available for distribution 261,795,389 3,311,348,047

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 1st Quarter
Previous Quarter
75/76 - 4th Quarter
Corresponding Previous Year Quarter
75/76 - 1st Quarter
Capital fund to RWA 21 20 20
Non-Performing Loan (NPL) to Total loan 3 3 4
Total Loan Loss provision to Total NPL 82 82
Cost of Funds 7 7
Credit to Deposit Ratio 71 79
Base Rate 10 11
Interest Rate Spread 5 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 264 1,697 335
Earning Per share (EPS Annualized) 23 45 27
PE Ratio 18 9 13
Price to Book Ratio
Return on Equity (Closing Annualized) 2
Return on Asset
Market Price High-Low 437 - 408 438 - 318 371 - 313
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
ADBL 368 1 --- 3.16 --- 0.27 17.95
CCBL 159 6 --- 8.62 --- 3.05 7.56
GBIME 248 10 --- 8.15 --- --- 8.82
LBL 200 5 --- 8.26 --- 5.82 3.38
MEGA 214 12 --- 1.38 --- 16.30 25.88
NIB 373 7 --- 6.75 --- 6.75 32.18
NMB 377 7 --- 10.87 --- 16.72 6.20
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 24 % 6 % 30 % -- -- --
2 2074/2075 6 % 15.053 % 21.053 % 2019-02-27 -- --
3 2073/2074 20 % 1.05 % 21.05 % 2018-04-20 -- --
4 2072/2073 20 % 1.05 % 21.05 % 2017-06-09 -- --
5 2071/2072 15 % 0.79 % 15.79 % 2016-08-10 2:1 Mar 16, 2017
6 2070/2071 7 % 8 % 15 % 2015-07-26 -- --
Company Information
Registered Office
Head Office Location : Ramshah Path, Kathmandu
Email : info@adbl.com.np
Phone : 01-4264016
Website : www.adbl.gov.np
Registered At :
Share Registrar ( RTS )
Name : NIBL Ace Capital Limited
Email : info@niblcapital.com
Phone : 1-4005157, 1-4425280
Address : Lazimpat Kathmandu, Nepal
Website : https://niblcapital.com
Management
Name Designation
Mr. Anil Kumar Upadhaya CEO
Mr. Chettra Bahadur Sejuwal Chairman
Mr. Bishnu Prasad Nepal Director
Mr. Raghuram Bista Director
Dr. Sanjeeb Paudel Director
Mr. Binod Kumar Guragain Director
Mrs. Indira Shrestha Director
Mr. Hari Prasad Parajuli Director
Mr. Nirmal Prasad Upadhyay Company Secretary
Mr. Jhakka Prasad Acharya Director
About Company

Agricultural Development Bank Limited

Introduction With the main objective of providing institutional credit for enhancing the production and productivity of the agricultural sector in the country, the Agricultural Development Bank, Nepal was established in 1968 under the ADBN Act 1967, as successor to the cooperative Bank. The Land Reform Savings Corporation was merged with ADBN in 1973. Subsequent amendments to the Act empowered the bank to extend credit to small farmers under group liability and expand the scope of financing to promote cottage industries. The amendments also permitted the bank to engage in commercial banking activities for the mobilization of domestic resources. Agricultural Development Bank Limited (ADBL) is an autonomous organization largely owned by Government of Nepal. The bank has been working as a premier rural credit institution since the last three decades, contributing a more than 67 percent of institutional credit supply in the country. Hence, rural finance is the principal operational area of ADBL. Furthermore, the bank has also been involved in commercial banking operations since 1984. The enactment of Bank and Financial Institution Act (BAFIA) abolished all Acts related to financial institutions including the ADBN Act, 1967. In line with the BAFIA, ADBL has been incorporated as a public limited company on July 14, 2005. Thus, ADBL operates as a "A" category financial Institution under the legal framework of BAFIA and the Company Act, 2053.