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Shivam Cement

CFCL ( Central Finance Co. Ltd. )

ISIN Number : NPE117A00009

As of May 13, 2020
120.00
2
1.64 %
Open
0
High
120
Low
120
Volume
10
Prev. Close
122
Bid Price
147 ( 270 )
Ask Price
148 ( 40 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 98.81 करोड
Outstanding Shares
8233978.59
Book Value
130.33
PBV
0.92
Stock P/E
10.93
Dividend ( 2075/2076 )
7 %
EPS
10.98
PB X PE
10.06
ROE
--
ROA
--
CAR
26.33
Industrial PE
-13.68
Industrial EPS
12.39
52 Weeks High-Low
163 - 105
Lifetime High-Low
361 - 0
180 Day Average Price
134.57
PROMOTER SHARE VALUE
Central Finance Co. Ltd. Promoter Share ( CFCLPO )
Open
113.00
High
113.00
Low
113.00
Close
113.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
1.69%
1 Year
2.56%
5 Years ---
COMPETITORS
Name chg % Market cap
BFC 2.15 % रू 75.43 करोड
GFCL 2.94 % रू 105.6 करोड
PROFL 0.97 % रू 81.61 करोड
RLFL 1.56 % रू 108.21 करोड
SIFC 1.4 % रू 116.89 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - May 13, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
6 --- --- --- 10 रू 1.2 हजार रू 7.2 रू 1.2 हजार रू 7.2
45 10 रू 1.2 हजार रू 7.2 --- --- --- रू 1.2 हजार रू 7.2
34 --- --- --- --- --- --- रू 0 रू 0
38 --- --- --- --- --- --- रू 0 रू 0
42 --- --- --- --- --- --- रू 0 रू 0
47 --- --- --- --- --- --- रू 0 रू 0
51 --- --- --- --- --- --- रू 0 रू 0
54 --- --- --- --- --- --- रू 0 रू 0
59 --- --- --- --- --- --- रू 0 रू 0
1_RWS --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 1,177,080,937 245,607,000 249,607,000
Due from Nepal Rastra Bank 227,881,035
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 92,565,000
Loan and advances to Customers 3,203,782,273
Investment Securities 288,712,116
Current Tax Assets 1,395,970
Investment in Subsidiaries
Investment in Associates
Investment Property 8,239,662
Property and Equipment 88,692,339
Goodwill and Intangible assets 1,321,932
Deferred Tax Assets 9,261,152
Other Assets 30,244,295 194,186,000 196,415,000
Total Assets 5,129,176,711 4,491,133,000 4,361,674,000
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank 3,436,776
Derivative Financial Instrument
Deposit from Customers 4,009,625,239 3,261,992,000 3,123,538,000
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 42,988,512 248,503,000 211,111,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 4,056,050,527 4,491,133,000 4,361,674,000
Total Liabilities 4,056,050,527 4,491,133,000 4,361,674,000
Equity
Share Capital 823,397,859 823,398,000 823,398,000
Share Premium 442,547
Retained Earnings 81,724,717
Reserves 167,561,061
Total equity attributable to equity holders 1,073,126,184
Non-controlling interest
Total Equity 1,073,126,184
Total Liabilities and Equity 5,129,176,711

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 279,174,744 349,740,000 227,865,000
Interest Expense 175,532,473
Net interest Income 103,642,271 119,751,000 73,631,000
Fees and Commission Income 16,450,693
Fees and Commission Expense
Net fee and commission income 16,450,693
Net interest, fee and commission income 120,092,964
Net Trading income
Other Operating Income 6,706,357 23,613,000 16,204,000
Total Operating Income 126,799,321 144,154,000 90,348,000
Impairment charge/(reversal) for loans and other losses 17,982,746
Net Operating Income 108,816,575
Loans and Other Losses
Operating Expenses
Personal Expense 31,152,245
Other Operating Expense 12,908,214 23,613,000 10,073,000
Depreciation and Amortization 3,297,140
Operating Profit 61,458,976 48,815,000 42,965,000
Non operating Income 3,135,000 2,720,000 1,808,000
Non operating expenses 29,495
Profit before Income Tax 64,564,481
Income tax Expenses
   Current Tax 19,369,344
   Deferred Tax
Profit/(loss) for the period 45,195,137 32,467,000 28,207,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 45,195,137 32,467,000 28,207,000
Other Comprehensive Income 2,731,904
Total Comprehensive Income 47,927,040
Basic Earning per share 11 5 7
Diluted Earning per share 5
Profit attributable to:
   Equity holders of the Bank 47,927,040
   Non-controlling interests
Total 47,927,040
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 26 26 28
Non-Performing Loan (NPL) to Total loan 1 3
Total Loan Loss provision to Total NPL 105
Cost of Funds 9
Credit to Deposit Ratio 65
Base Rate 12
Interest Rate Spread 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 130 117 123
Earning Per share (EPS Annualized) 11 5 7
PE Ratio 13 21 17
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 145 - 135 116 - 104 129 - 107
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
CFCL 120 --- --- --- --- 1.69 2.56
BFC 91 --- --- --- --- 7.06 9.9
GFCL 132 --- --- --- --- 1.54 5.60
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 -- 7 % 7 % 2019-04-17 -- --
2 2074/2075 -- 7 % 7 % -- -- --
3 2073/2074 16 % 15 % 31 % -- -- --
4 2072/2073 22.5 % 1.74 % 24.24 % 2017-04-20 2:1 --
5 2071/2072 33 % 1.74 % 34.74 % 2016-03-20 -- --
6 2070/2071 10 % -- 10 % -- -- --
Company Information
Registered Office
Head Office Location : Kupondole
Email : central@ntc.net.np
Phone : 5544517
Website : https://www.centralfinance.com.np/
Registered At :
Share Registrar ( RTS )
Name : NMB Capital Limited
Phone : 977 1-4437997
Address : Nagpokhari Marg, Kathmandu 44617, Nepal.
Website : www.nmbcapital.com.np
Management
Name Designation
MR. SANJOJ MAN SHRESTHA Chairman
MRS. CHANDIKA SHRESTHA Director
MR. CHAITYA RAJ SHAKYA Director
MR. KISHOR HAKUDUWAL Director
MR. RAMESH THAPA SHRESTHA Director
MR. BIDYA BHUSAN DHOJ JOSHI Director
MR. RAJOJ MAN SHRESTHA Chief Executive Officer
About Company

Central Finance Co. Ltd.

Central Finance Limited (CFL), was incorporated as a public limited company, in April 14, 1996. It has been established as per the Finance Company Act 2042 B.S. and Company Act 2053. It commenced operations from April 14, 1997 upon obtaining the operating license from Nepal Rastra Bank. Central Finance Limited envisions becoming a strong and reputed institution in financial sector of Nepal by providing preferred products and services and ensuring attractive and substantial return for shareholders with the help of well experienced staffs. As envisaged by the stated mission, Central Finance Limited [CFL] has been actively participating to cater the demand of small, medium and long term finance for the industrial, commercial, agricultural, service, tourism and infrastructure sectors and other services by offering various banking facilities. It mobilizes its sources in the form of fixed, saving and other short-term deposits with competitive interest rates.