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Shivam Cement

CZBIL ( Citizen Bank International Limited ) NEPSE Group A Company

ISIN Number : NPE011A00004

As of Mar 22, 2020
180.00
5
2.7 %
Open
183
High
184
Low
180
Volume
3796
Prev. Close
185
Bid Price
198 ( 398 )
Ask Price
199 ( 892 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 1551.99 करोड
Outstanding Shares
86221697.16
Book Value
141.13
PBV
1.28
Stock P/E
11.29
Dividend ( 2075/2076 )
15 %
EPS
15.95
PB X PE
14.39
ROE
--
ROA
--
CAR
12.78
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
243 - 177
Lifetime High-Low
838 - 150
180 Day Average Price
192.88
PROMOTER SHARE VALUE
Citizens Bank Internatioal Limited Promoter Share ( CZBILP )
Open
150.00
High
150.00
Low
150.00
Close
150.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-11.76%
3 Months ---
YTD
-1.64%
1 Year ---
5 Years
-59.46%
COMPETITORS
Name chg % Market cap
EBL 2.86 % रू 5208.25 करोड
HBL 3.85 % रू 4260.13 करोड
MBL 1.83 % रू 1818.57 करोड
PRVU 0.44 % रू 2000.85 करोड
SANIMA 1.25 % रू 2851.65 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
13 772 रू 1.39 लाख रू 766.32 600 रू 1.09 लाख रू 596.75 रू 2.48 लाख रू 1.36 हजार
50 1000 रू 1.82 लाख रू 1 हजार --- --- --- रू 1.82 लाख रू 1 हजार
25 --- --- --- 1000 रू 1.82 लाख रू 1 हजार रू 1.82 लाख रू 1 हजार
49 --- --- --- 581 रू 1.05 लाख रू 576.84 रू 1.05 लाख रू 576.84
32 500 रू 91.05 हजार रू 500.78 --- --- --- रू 91.05 हजार रू 500.78
39 --- --- --- 500 रू 90.5 हजार रू 497.75 रू 90.5 हजार रू 497.75
17 500 रू 90.5 हजार रू 497.75 --- --- --- रू 90.5 हजार रू 497.75
22 364 रू 65.52 हजार रू 360.36 --- --- --- रू 65.52 हजार रू 360.36
6 --- --- --- 300 रू 54.6 हजार रू 300.3 रू 54.6 हजार रू 300.3
28 242 रू 43.56 हजार रू 261.36 --- --- --- रू 43.56 हजार रू 261.36

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 9,094,264,762 8,432,442,028 4,062,162,000
Due from Nepal Rastra Bank 3,035,820,092 2,886,709,717
Placement with Bank and Financial Institutions 577,088,266 310,195,708
Derivative Financial Instruments 4,348,517
Other Trading Assets 178,519,349 131,960,877
Loan and advances to B/Fis 1,618,051,772 1,493,906,877
Loan and advances to Customers 69,098,125,352 67,554,182,330
Investment Securities 9,474,246,410 9,565,554,535
Current Tax Assets 38,565,244
Investment in Subsidiaries 167,204,200 167,204,200
Investment in Associates 17,951,500 17,951,500
Investment Property 216,421,596 222,486,988
Property and Equipment 2,343,487,930 2,332,537,836
Goodwill and Intangible assets 83,827,410 87,950,759
Deferred Tax Assets 24,060,996 25,130,515
Other Assets 1,719,431,647 1,696,714,182 4,094,639,000
Total Assets 97,687,066,527 94,929,276,005 84,286,500,000
Liabilities
Due to bank and Financial Institutions 7,728,510,422 6,097,289,793
Due to Nepal Rastra Bank 425,691,346 2,534,762,103
Derivative Financial Instrument 3,177,258
Deposit from Customers 75,593,362,997 72,439,176,690 65,124,281,000
Borrowings
Current Tax Liabilities 132,896,838
Provisions 5,306,626
Deferred Tax Liabilities
Other Liabilities 1,268,031,499 1,392,716,049 3,076,918,000
Debt securities issued 4,999,418,060 499,280,168 498,914,000
Subordinated Liabilities
Total Liabilities 85,518,191,582 83,101,428,267 84,286,500,000
Total Liabilities 85,518,191,582 83,101,428,267 84,286,500,000
Equity
Share Capital 8,622,169,716 8,622,196,716 8,371,065,000
Share Premium
Retained Earnings 663,483,168 252,788,874
Reserves 2,883,195,061 2,952,862,148
Total equity attributable to equity holders 12,168,874,945 11,827,847,738
Non-controlling interest
Total Equity 12,168,874,944 11,827,847,738
Total Liabilities and Equity 97,687,066,527 94,929,276,005

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 4,679,960,093 2,353,414,551 4,296,895,000
Interest Expense -3,241,960,096 1,645,089,436
Net interest Income 1,437,999,997 708,325,115 1,494,542,000
Fees and Commission Income 313,417,748 155,913,320
Fees and Commission Expense -24,979,573 10,217,957
Net fee and commission income 288,438,175 145,895,363
Net interest, fee and commission income 1,726,438,172 854,020,478
Net Trading income 110,349,805 59,867,897
Other Operating Income 26,392,628 23,038,431 127,059,000
Total Operating Income 1,863,180,605 936,926,806 1,865,321,000
Impairment charge/(reversal) for loans and other losses -66,052,286 -33,853,881
Net Operating Income 1,797,128,319 903,072,925
Loans and Other Losses
Operating Expenses
Personal Expense -513,088,133 248,621,387
Other Operating Expense -229,152,767 114,760,239 292,534,000
Depreciation and Amortization -98,907,993 -50,477,319
Operating Profit 955,979,426 489,213,980 1,086,471,000
Non operating Income 26,450,644 9,599,428 14,023,000
Non operating expenses
Profit before Income Tax 982,430,070 498,813,408
Income tax Expenses
   Current Tax -294,729,021 -149,644,022
   Deferred Tax
Profit/(loss) for the period 687,701,049 349,169,386 770,346,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 687,701,049 349,169,386 770,346,000
Other Comprehensive Income -8,925,000 -11,420,543
Total Comprehensive Income 678,776,049 337,748,843
Basic Earning per share 16 16 18
Diluted Earning per share 16
Profit attributable to:
   Equity holders of the Bank 678,776,049 337,748,843
   Non-controlling interests
Total 678,776,049
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 687,701,048 210,365,104
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -137,540,210 -69,833,877
b. Capital Redemption Reserve -35,714,286 -17,857,143
c. Exchange Fluctuation Fund -5,783,098
d. Corporate Social Responsibility Fund -6,877,010 -3,491,694
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -44,845,384
b. Transfer from Regulator Reserve 119,272,953 60,166
Net Profit for quarter end available for distribution 621,059,397 210,365,104

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 13 13 14
Non-Performing Loan (NPL) to Total loan 1 1 2
Total Loan Loss provision to Total NPL 194 196
Cost of Funds 8 8
Credit to Deposit Ratio 78 78
Base Rate 10 11
Interest Rate Spread 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 141 137 140
Earning Per share (EPS Annualized) 16 16 18
PE Ratio 12 12 12
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 205 - 178 233 - 190 252 - 207
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
CZBIL 180 3 --- 11.76 --- 1.64 ---
EBL 612 6 --- 18.51 --- 16.57 ---
HBL 500 10 --- 17.22 --- 1.77 ---
MBL 215 8 --- 12.24 --- 0.92 ---
PRVU 225 5 --- 10.71 --- 0.45 ---
SANIMA 324 2 --- 10.99 --- 3.51 ---
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 3 % 12 % 15 % -- -- --
2 2074/2075 3.628 % 1.635 % 5.263 % -- -- --
3 2073/2074 16 % 0.85 % 16.85 % 2018-04-03 -- --
4 2072/2073 15.8 % -- 15.8 % 2016-12-28 10:2.5 Jul 16, 2017
5 2071/2072 20 % 1.05 % 21.05 % 2015-12-03 10:5.5 Sep 29, 2016
6 2070/2071 13 % 5.95 % 18.95 % 2014-10-19 -- --
Company Information
Registered Office
Head Office Location : Kamaladi
Email : info@ctznbank.com
Phone : 4169067
Website : www.ctznbank.com/
Registered At :
Share Registrar ( RTS )
Name : CBIL Capital Limited
Email : info@cbilcapital.com
Phone : (977-1) 4417723 / 4417457 / 4418526 / 4421235
Address : Batule Ghar, Dillibazar – 33, Kathmandu, Bagmati, Nepal
Website : http://www.cbilcapital.com/
Management
Name Designation
Shankar Prasad Sharma Chairman
Prakash Chandra Mainali Public Director
Avanindra Kumar Shrestha Professional Director
Ganesh Raj Pokharel CEO
Rajan Singh Bhandari Director
Prabal Jung Pandey Director
Sajan Sharma Director
Seeta Karki K.C. Public Director
Bodh Raj Devkota Deputy CEO/Company Secretary
About Company

Citizen Bank International Limited

Corporate Profile Citizens Bank International Limited has been established as a reliable and trustworthy partner for all financial solutions. Institutionalized by a highly professional and experienced team, we have gained credibility in banking sector through quality financial service. History Established on April 20, 2007 (2064/01/07) as 20th commercial bank of the nation, “Citizens Bank International Limited”, has its corporate office at the heart of the financial sector of the country, Narayanhiti Path, Kathmandu. It is promoted by eminent personalities, business and industrial houses and reputed individual having high social standing and has been managed by a team of experienced bankers and professionals. There are 67 branches and 62 ATMs all over the country.