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+977 4417635
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Shivam Cement

GFCL ( Goodwill Finance Co. Ltd. )

ISIN Number : NPE124A00005

As of Jul 14, 2020
141.00
4
2.76 %
Open
0
High
146
Low
138
Volume
6741
Prev. Close
145
Bid Price
154 ( 1000 )
Ask Price
156 ( 499 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 112.8 करोड
Outstanding Shares
8000000
Book Value
162.39
PBV
0.87
Stock P/E
18.77
Dividend ( 2075/2076 )
10 %
EPS
7.51
PB X PE
16.3
ROE
--
ROA
--
CAR
17.72
Industrial PE
-13.68
Industrial EPS
12.39
52 Weeks High-Low
177 - 124
Lifetime High-Low
560 - 100
180 Day Average Price
150.09
PROMOTER SHARE VALUE
Goodwill Finance Co. Ltd. Promoter Share ( GFCLPO )
Open
110.00
High
110.00
Low
110.00
Close
110.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
8.46%
1 Year
4.44%
5 Years
-29.85%
COMPETITORS
Name chg % Market cap
CEFL 1.94 % रू 40.4 करोड
CFCL 0.85 % रू 97.98 करोड
JFL 3.18 % रू 97.27 करोड
PROFL 6.00 % रू 84.81 करोड
SFFIL 3.96 % रू 154.82 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Jul 14, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
56 3300 रू 4.73 लाख रू 2.6 हजार --- --- --- रू 4.73 लाख रू 2.6 हजार
14 3118 रू 4.47 लाख रू 2.46 हजार 100 रू 14.6 हजार रू 87.6 रू 4.61 लाख रू 2.54 हजार
38 --- --- --- 2000 रू 2.88 लाख रू 1.58 हजार रू 2.88 लाख रू 1.58 हजार
45 10 रू 1.4 हजार रू 8.4 1000 रू 1.44 लाख रू 792 रू 1.45 लाख रू 800.4
21 --- --- --- 1000 रू 1.44 लाख रू 792 रू 1.44 लाख रू 792
59 12 रू 1.66 हजार रू 9.94 920 रू 1.3 लाख रू 717.11 रू 1.32 लाख रू 727.05
6 --- --- --- 700 रू 99.4 हजार रू 546.7 रू 99.4 हजार रू 546.7
44 161 रू 22.86 हजार रू 137.17 500 रू 71 हजार रू 390.5 रू 93.86 हजार रू 527.67
26 --- --- --- 300 रू 43.5 हजार रू 261 रू 43.5 हजार रू 261
33 --- --- --- 161 रू 22.86 हजार रू 137.17 रू 22.86 हजार रू 137.17

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 211,399,865 1,922,412,740 1,942,623,650
Due from Nepal Rastra Bank 30,089,198
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 24,478,117
Loan and advances to Customers 602,748,036
Investment Securities 813,952,783
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property 63,901,251
Property and Equipment 338,713,026
Goodwill and Intangible assets 793,757
Deferred Tax Assets
Other Assets 201,849,878 175,831,020 213,213,490
Total Assets 10,106,362,866 8,706,840,640 8,422,258,500
Liabilities
Due to bank and Financial Institutions 508,024,484
Due to Nepal Rastra Bank 89,019,583
Derivative Financial Instrument
Deposit from Customers 7,925,363,844 6,914,043,280 6,263,172,050
Borrowings
Current Tax Liabilities 26,325,288
Provisions 42,802,653
Deferred Tax Liabilities
Other Liabilities 215,675,631 494,933,140 519,632,810
Debt securities issued
Subordinated Liabilities
Total Liabilities 8,807,211,484 8,706,840,640 8,422,258,500
Total Liabilities 8,807,211,484 8,706,840,640 8,422,258,500
Equity
Share Capital 800,000,000 800,000,000 800,000,000
Share Premium 2,475,548
Retained Earnings 145,429,910
Reserves 351,245,923
Total equity attributable to equity holders 1,299,151,381
Non-controlling interest
Total Equity 1,299,151,381
Total Liabilities and Equity 10,106,362,866

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 497,984,210 618,626,500 389,349,460
Interest Expense -382,566,483
Net interest Income 115,417,727 163,694,130 117,841,290
Fees and Commission Income 1,513,428
Fees and Commission Expense
Net fee and commission income 1,513,428
Net interest, fee and commission income 116,931,155
Net Trading income
Other Operating Income 61,883,872 73,154,930 48,310,490
Total Operating Income 178,815,027 238,747,390 167,593,900
Impairment charge/(reversal) for loans and other losses 3,448,237
Net Operating Income 175,366,790
Loans and Other Losses
Operating Expenses
Personal Expense -46,407,284
Other Operating Expense -35,072,703 55,727,730 33,953,680
Depreciation and Amortization -8,400,000
Operating Profit 85,486,802 36,167,090 11,776,330
Non operating Income 952,117
Non operating expenses
Profit before Income Tax 86,438,919
Income tax Expenses
   Current Tax -26,325,288
   Deferred Tax
Profit/(loss) for the period 60,113,631 31,472,360 32,242,010

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 60,113,631 31,472,360 32,242,010
Other Comprehensive Income -16,479,444
Total Comprehensive Income 43,634,187
Basic Earning per share 8 5 8
Diluted Earning per share 8
Profit attributable to:
   Equity holders of the Bank 43,634,187
   Non-controlling interests
Total 43,634,187
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 18 14 16
Non-Performing Loan (NPL) to Total loan 1 1
Total Loan Loss provision to Total NPL 10
Cost of Funds 184
Credit to Deposit Ratio 70
Base Rate 12
Interest Rate Spread 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 162 120 120
Earning Per share (EPS Annualized) 8 5 8
PE Ratio 9 23 15
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 124 - 111 115 - 121
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
GFCL 141 --- --- --- --- 8.46 4.44
CFCL 119 --- --- --- --- 0.85 0.00
JFL 162 --- --- --- --- 0.00 10
PROFL 106 --- --- --- --- 12.77 4.5
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 -- 10 % 10 % 2020-01-21 -- --
2 2074/2075 -- 5.26 % 5.26 % 2019-03-21 -- --
3 2073/2074 10.19 % 0.54 % 10.73 % -- -- --
4 2072/2073 25 % 1.32 % 26.32 % 2017-01-05 -- --
5 2071/2072 -- 10 % 10 % 2016-04-11 -- --
6 2070/2071 6.28 % 7.72 % 14 % 2015-01-12 -- --
Company Information
Registered Office
Head Office Location : Hattisar,Kamalpokhari , Kathmandu
Email : gfcl@gfcl.com
Phone : 01-4444039
Website : https://www.goodwillfinance.com.np/
Registered At :
Share Registrar ( RTS )
Name : NIBL Ace Capital Limited
Email : info@niblcapital.com
Phone : 1-4005157, 1-4425280
Address : Lazimpat Kathmandu, Nepal
Website : https://niblcapital.com
Management
Name Designation
Saroj Kaji Tuladhar Chief Executive Officer
Raja Ram Joshi Chairman
Jayakar Prasad Gauchan Director Promotor
Swarga Man Singh Shrestha Director Promotor
Dilip Kumar Munankarmi Director Promotor
Bishwa Prakash Saakha Director Public Shareholders
Uttam Raj Kayastha Director Public ShareHolder
Pashupati Bhakta Shrestha Director Public ShareHolder
About Company

Goodwill Finance Co. Ltd.

Vision:
To be the best financial service provider in the basis of operational excellence, while establishing a successful relationship with our customers.
Mission:
To become a market leader in financial sector, known for its high profitability, customer centric quality products and outstanding services to its customers and high rate of significant and attractive returns to its