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Shivam Cement

GLICL ( Gurans Life Insurance Company Ltd. ) NEPSE Group A Company

ISIN Number : NPE202A00009

As of Jul 14, 2020
470.00
11
2.29 %
Open
0
High
479
Low
470
Volume
5254
Prev. Close
481
Bid Price
482 ( 20 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 301.51 करोड
Outstanding Shares
6415200
Book Value
141.41
PBV
3.32
Stock P/E
39.97
Dividend ( 2074/2075 )
13.1 %
EPS
11.76
PB X PE
132.83
ROE
--
ROA
--
CAR
--
Industrial PE
75.71
Industrial EPS
11.51
52 Weeks High-Low
1077 - 339
Lifetime High-Low
1306 - 85
180 Day Average Price
649.21
PROMOTER SHARE VALUE
Guras Life Insurance Company Ltd. Promoter Share ( GLICLP )
Open
520.00
High
520.00
Low
520.00
Close
520.00
Jun 27, 2019 before the bell
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
2.17%
1 Year
2.40%
5 Years
-17.54%
COMPETITORS
Name chg % Market cap
ALICL 0.17 % रू 762.83 करोड
SLICL 1.1 % रू 510.49 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Jul 14, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
52 654 रू 3.11 लाख रू 1.71 हजार 600 रू 2.85 लाख रू 1.57 हजार रू 5.96 लाख रू 3.28 हजार
38 752 रू 3.56 लाख रू 1.96 हजार 250 रू 1.18 लाख रू 649.83 रू 4.75 लाख रू 2.61 हजार
46 888 रू 4.18 लाख रू 2.3 हजार --- --- --- रू 4.18 लाख रू 2.3 हजार
5 --- --- --- 800 रू 3.79 लाख रू 2.08 हजार रू 3.79 लाख रू 2.08 हजार
42 --- --- --- 650 रू 3.07 लाख रू 1.69 हजार रू 3.07 लाख रू 1.69 हजार
49 520 रू 2.46 लाख रू 1.36 हजार 100 रू 47.4 हजार रू 284.4 रू 2.94 लाख रू 1.64 हजार
10 330 रू 1.57 लाख रू 862.29 222 रू 1.05 लाख रू 578.99 रू 2.62 लाख रू 1.44 हजार
47 538 रू 2.55 लाख रू 1.4 हजार --- --- --- रू 2.55 लाख रू 1.4 हजार
58 474 रू 2.24 लाख रू 1.23 हजार 55 रू 26.09 हजार रू 156.54 रू 2.5 लाख रू 1.39 हजार
21 150 रू 70.8 हजार रू 389.4 337 रू 1.59 लाख रू 875.42 रू 2.3 लाख रू 1.26 हजार

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
75/76 - 3rd Quarter
Previous Quarter
75/76 - 2nd Quarter
Corresponding Previous Year Quarter
74/75 - 3rd Quarter
Cash and cash equivalent 20,749,242 49,386,465 26,467,907
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 584,329,834 437,519,969 423,651,089
Total Assets
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities
Debt securities issued
Subordinated Liabilities
Total Liabilities
Total Liabilities
Equity
Share Capital 641,520,000 594,000,000 594,000,000
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income
Interest Expense
Net interest Income
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income
Total Operating Income
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense
Depreciation and Amortization
Operating Profit
Non operating Income
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 56,588,591 40,995,190 40,124,853

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
75/76 - 3rd Quarter
Previous Quarter
75/76 - 2nd Quarter
Corresponding Previous Year Quarter
74/75 - 3rd Quarter
Profit/(loss) for the period 56,588,591 40,995,190 40,124,853
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 12 14 9
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
75/76 - 3rd Quarter
Previous Quarter
75/76 - 2nd Quarter
Corresponding Previous Year Quarter
74/75 - 3rd Quarter
Capital fund to RWA
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 141 150 139
Earning Per share (EPS Annualized) 12 14 9
PE Ratio 44 51 18
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
GLICL 470 --- --- --- --- 2.17 2.40
ALICL 607 --- --- --- --- 60.58 56.85
SLICL 451 --- --- --- --- 46.43 1.53
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2074/2075 13.1015 % -- 13.1015 % -- -- --
2 2073/2074 8 % 0.421 % 8.421 % -- 1:1 --
3 2072/2073 8 % 0.42 % 8.42 % 2017-10-31 2:1 --
4 2071/2072 10 % 0.52 % 10.52 % -- -- --
5 2068/2069 6.5 % 0.34 % 6.84 % 2013-05-15 -- --
Company Information
Registered Office
Head Office Location : Shree Raj Bhawan,Tinkune, Kathmandu,Nepal
Email : info@guranslife.com
Phone : 01-5199310
Website : http://guranslife.com/
Registered At :
Share Registrar ( RTS )
Name : NMB Capital Limited
Phone : 977 1-4437997
Address : Nagpokhari Marg, Kathmandu 44617, Nepal.
Website : www.nmbcapital.com.np
Management
Name Designation
Mr. Narayan Kumar Bhattarai CEO
Mr. Vivek Dugar Chairman
Mr. Vishal Tater Director(Public)
Mr. Apachh Kumar Yadav Director (Representative of Sunrise Bank Ltd.)
Mr. Megha Raj Poudyal Director
Mr.Shiva Bahadur Shrestha Director(Independent)
Mr. Megha Raj Poudyal Director
Mr.Shambhu Prasad Subedi Director
Mr.Saurabh Dugar Director
About Company

Gurans Life Insurance Company Ltd.

Gurans Life Insurance Company Ltd.

Introduction

Gurans Life Insurance Co .Ltd. has been established and registered under Company Act 2063 B.s.(Regd. No. 1005/063-64) and Insurance Act 2049 as a public Limited Co. and was issued a license to operate Life Insurance Business on 2064/12/18. Gurans Life Insurance Co .Ltd. is promoted by Dugar Group, Sunrise Bank Ltd. along with group of diverse and renowned Businessmen, Industrialist and Legal professionals

Capital

Gurans Life Insurance Co .Ltd. have total authorized capital of 59.10 crore. Out of which issued and paid up capital is also Rs 59.10 crores. 30% of the issued capital has been allotted to the public through IPO and 70% has been subscribed by the promoters. Total shareholders of the company are approx more than 26000.

Vision

To develop the company as an important entity in contributing to social as well as financial sector towards making New Nepal. To invest and expand business in international market for providing maximum benefit to policyholders.

Mission

Create resources and generate employment opportunities and promote saving habits of individuals for their financial stability and improvement of their living standard. Life insurance is not just a business, it is a social service as well.

Re-Insurance

The Company has made reinsurance arrangement with SCOR GLOBAL LIFE SE, SINGAPORE and Nepal RE.