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Shivam Cement

GMFIL ( Guheshowori Merchant Bank & Finance Co. Ltd. )

ISIN Number : NPE126A00000

As of Mar 22, 2020
116.00
12
9.38 %
Open
126
High
126
Low
116
Volume
60
Prev. Close
128
Bid Price
135 ( 100 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 9.28 लाख
Outstanding Shares
8000
Book Value
127.75
PBV
0.91
Stock P/E
12.15
Dividend ( 2075/2076 )
6.5 %
EPS
9.55
PB X PE
11.03
ROE
--
ROA
--
CAR
--
Industrial PE
-13.81
Industrial EPS
12.54
52 Weeks High-Low
155 - 111
Lifetime High-Low
491 - 112
180 Day Average Price
125.68
PROMOTER SHARE VALUE
Guheyshwori Merchant & Finance Ltd. Promoter Share ( GMFILP )
Open
125.00
High
125.00
Low
125.00
Close
125.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-16.55%
3 Months ---
YTD
-6.45%
1 Year ---
5 Years ---
COMPETITORS
Name chg % Market cap
MFIL 2.88 % रू 20.45 करोड
MPFL 0.83 % रू 4.94 करोड
SYFL 2.84 % रू 8.12 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
13 60 रू 7.26 हजार रू 43.56 --- --- --- रू 7.26 हजार रू 43.56
6 --- --- --- 60 रू 7.26 हजार रू 43.56 रू 7.26 हजार रू 43.56
3 --- --- --- --- --- --- रू 0 रू 0
7 --- --- --- --- --- --- रू 0 रू 0
10_RWS --- --- --- --- --- --- रू 0 रू 0
14_RWS --- --- --- --- --- --- रू 0 रू 0
19 --- --- --- --- --- --- रू 0 रू 0
22 --- --- --- --- --- --- रू 0 रू 0
28 --- --- --- --- --- --- रू 0 रू 0
32_RWS --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 1,020,289 180,763,000 189,434,000
Due from Nepal Rastra Bank 183,091
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 271,260
Loan and advances to Customers 3,221,513
Investment Securities 423,446
Current Tax Assets 4,972
Investment in Subsidiaries
Investment in Associates 29,566
Investment Property
Property and Equipment 165,850
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 133,437 169,326,000 149,881,000
Total Assets 5,453,426 4,602,695,000 4,466,345,000
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 4,310,861 3,402,598,000 3,296,487,000
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities 1,928
Other Liabilities 118,651 171,043,000 160,203,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 4,431,441 4,602,695,000 4,466,345,000
Total Liabilities 4,431,441 4,602,695,000 4,466,345,000
Equity
Share Capital 800,000 800,000,000 800,000,000
Share Premium 3,500
Retained Earnings 33,418
Reserves 185,067
Total equity attributable to equity holders 1,021,985
Non-controlling interest
Total Equity
Total Liabilities and Equity 5,453,426

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 278,087 362,317,000 235,871,000
Interest Expense 187,735
Net interest Income 90,351 117,171,000 74,586,000
Fees and Commission Income 905
Fees and Commission Expense 21
Net fee and commission income 884
Net interest, fee and commission income 91,235
Net Trading income
Other Operating Income 20,530 22,518,000 16,326,000
Total Operating Income 111,766 141,175,000 91,940,000
Impairment charge/(reversal) for loans and other losses 7,381
Net Operating Income 104,384
Loans and Other Losses
Operating Expenses
Personal Expense 29,526
Other Operating Expense 13,713 18,818,000 12,142,000
Depreciation and Amortization 5,887
Operating Profit 55,259 82,694,000 52,244,000
Non operating Income 765,000 388,000
Non operating expenses 687
Profit before Income Tax 54,571
Income tax Expenses
   Current Tax 16,371
   Deferred Tax
Profit/(loss) for the period 38,200 53,110,000 33,493,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 38,200 53,110,000 33,493,000
Other Comprehensive Income 1,795
Total Comprehensive Income 39,995
Basic Earning per share 10 9 15
Diluted Earning per share 5
Profit attributable to:
   Equity holders of the Bank 39,995
   Non-controlling interests
Total 39,995
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
75/76 - 3rd Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 26 26
Non-Performing Loan (NPL) to Total loan 1 1
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share 24
Net Worth Per Share 128 122 120
Earning Per share (EPS Annualized) 10 9 15
PE Ratio 14 15
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 132 - 111 130 - 126
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
GMFIL 116 10 --- 16.55 --- 6.45 ---
MFIL 250 3 --- 13.19 --- 89.39 121.24
MPFL 119 --- --- 1.65 --- 14.42 15.6
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 -- 6.5 % 6.5 % 2020-01-19 -- --
2 2074/2075 -- 5.26 % 5.26 % -- -- --
3 2073/2074 15.79 % -- 15.79 % 2018-03-14 100:40 Feb 15, 2018
4 2072/2073 12 % 0.63 % 12.63 % 2017-04-20 -- --
5 2071/2072 15 % 0.79 % 15.79 % 2016-02-16 -- --
6 2070/2071 23.75 % 1.25 % 25 % 2015-04-22 -- --
Company Information
Registered Office
Head Office Location : Pulchowk
Email : gmbf@wlink.com.np
Phone : 5537407
Website : http://www.gmbf.com.np/
Registered At :
Share Registrar ( RTS )
Name : Guheshowori Merchant Bank & Finance Co. Ltd.
Email : gmbf@wlink.com.np
Phone : 5537407
Address : Pulchowk
Website : http://www.gmbf.com.np/
Management
Name Designation
Mr. Dinesh Lal Shrestha CEO
Mr. Shreeman Shrestha Chairman
Ms. Sarojani Shrestha Director(Promoter)
Dr.Reshma Shrestha Director(Public)
Mr. Rajesh Manandhar Director(Public)
Mrs. Roshani Kasaju Director (Promoter)
Kriti Nath Maskejue Independent Director
About Company

Guheshowori Merchant Bank & Finance Co. Ltd.

Introduction
Vision: To develop and upgrade the existing financial institution to a national level commercial bank.
Mission: The fundamental mission is to make financing easy; our motto. We are basically focusing on people who haven’t yet been able to have the facility of banking. We are educating people what banking is and how they can get facility of banking and upgrade their life standard.
Brief Profile: The institution is promoted by local reputed businessmen, entrepreneurs, educationalist, intellectuals, bankers and ex-bureaucrats.