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Shivam Cement

KBL ( Kumari Bank Limited )

ISIN Number : NPE021A00003

As of Mar 22, 2020
177.00
8
4.32 %
Open
184
High
184
Low
176
Volume
13858
Prev. Close
185
Bid Price
194 ( 8650 )
Ask Price
195 ( 6248 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 1691.08 करोड
Outstanding Shares
95541304.4
Book Value
130.64
PBV
1.35
Stock P/E
10.53
Dividend ( 2075/2076 )
10.53 %
EPS
16.81
PB X PE
14.27
ROE
--
ROA
--
CAR
11.52
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
269 - 172
Lifetime High-Low
626 - 163
180 Day Average Price
188.96
PROMOTER SHARE VALUE
Kumari Bank Limited Promotor Share ( KBLPO )
Open
113.00
High
111.00
Low
111.00
Close
111.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
0.00%
1 Year
-30.31%
5 Years
-53.66%
COMPETITORS
Name chg % Market cap
NABIL 3.97 % रू 6317.3 करोड
NICA 2.55 % रू 4819.96 करोड
PCBL 4.55 % रू 2441.09 करोड
PRVU 0.44 % रू 2000.85 करोड
SBL 1.03 % रू 2828.66 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
33 8059 रू 14.33 लाख रू 7.16 हजार 50 रू 8.95 हजार रू 53.7 रू 14.42 लाख रू 7.22 हजार
41 2000 रू 3.55 लाख रू 1.95 हजार 450 रू 80.2 हजार रू 441.1 रू 4.35 लाख रू 2.39 हजार
49 2303 रू 4.08 लाख रू 2.25 हजार 110 रू 19.96 हजार रू 119.76 रू 4.28 लाख रू 2.37 हजार
56 150 रू 26.55 हजार रू 159.3 1719 रू 3.06 लाख रू 1.68 हजार रू 3.33 लाख रू 1.84 हजार
25 --- --- --- 1250 रू 2.22 लाख रू 1.22 हजार रू 2.22 लाख रू 1.22 हजार
45 --- --- --- 1200 रू 2.14 लाख रू 1.17 हजार रू 2.14 लाख रू 1.17 हजार
1 981 रू 1.76 लाख रू 965.79 200 रू 35.4 हजार रू 212.4 रू 2.11 लाख रू 1.18 हजार
11 --- --- --- 1000 रू 1.79 लाख रू 984.5 रू 1.79 लाख रू 984.5
53 --- --- --- 1000 रू 1.78 लाख रू 979 रू 1.78 लाख रू 979
28 --- --- --- 1000 रू 1.77 लाख रू 973.5 रू 1.77 लाख रू 973.5

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 8,179,599,918 10,885,989,771
Due from Nepal Rastra Bank 4,236,160,520 2,052,973,732
Placement with Bank and Financial Institutions 602,645,759 354,500,180
Derivative Financial Instruments 5,713,485,975 5,437,917,428
Other Trading Assets
Loan and advances to B/Fis 3,515,444,496 3,319,162,374
Loan and advances to Customers 80,925,265,576 77,248,479,883
Investment Securities 9,718,625,002 9,113,757,685
Current Tax Assets 50,635,938
Investment in Subsidiaries 200,000,000 200,000,000
Investment in Associates 20,000,000 200,000,000
Investment Property 25,528,354 25,528,354
Property and Equipment 784,613,559 725,762,595
Goodwill and Intangible assets 98,228,243 98,919,415
Deferred Tax Assets 75,449,758 77,930,975
Other Assets 640,708,825 498,760,617 914,334,000
Total Assets 114,786,391,924 110,159,683,010 88,959,870,000
Liabilities
Due to bank and Financial Institutions 13,594,283,859 10,619,861,420
Due to Nepal Rastra Bank 1,123,391,813 2,465,800,274
Derivative Financial Instrument 5,631,401,207 5,474,304,545
Deposit from Customers 80,675,255,880 78,302,898,866 75,448,539,000
Borrowings
Current Tax Liabilities 109,427,880
Provisions 364,125 2,231,750
Deferred Tax Liabilities
Other Liabilities 1,279,851,220 1,010,126,645
Debt securities issued
Subordinated Liabilities
Total Liabilities 102,304,548,103 97,984,651,380 88,959,870,000
Total Liabilities 102,304,548,103 97,984,651,380 88,959,870,000
Equity
Share Capital 9,554,130,440 9,554,130,440 7,163,395,000
Share Premium
Retained Earnings 682,825,417 279,120,510
Reserves 2,244,887,963 2,241,780,679
Total equity attributable to equity holders 12,481,843,821 12,075,031,629
Non-controlling interest
Total Equity 12,481,843,821 12,075,031,629
Total Liabilities and Equity 114,786,391,924 110,059,683,010

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 5,202,130,015 2,633,603,100 4,428,078,000
Interest Expense 3,379,187,850 1,715,053,859
Net interest Income 1,822,942,165 918,549,241 1,517,109,000
Fees and Commission Income 335,157,683 176,095,823
Fees and Commission Expense 18,892,586 9,202,684
Net fee and commission income 316,265,097 166,893,139
Net interest, fee and commission income 2,139,207,262 1,085,442,380
Net Trading income 137,367,484 73,724,795
Other Operating Income 40,650,313 19,971,733 142,049,000
Total Operating Income 2,317,225,060 1,179,138,909 1,872,700,000
Impairment charge/(reversal) for loans and other losses 130,979,488 69,556,797
Net Operating Income 2,186,245,571 1,109,528,112
Loans and Other Losses
Operating Expenses
Personal Expense 619,205,560 346,190,202
Other Operating Expense 356,434,994 161,272,995 273,827,000
Depreciation and Amortization 76,522,949 35,824,603
Operating Profit 1,134,082,068 566,294,311 966,063,000
Non operating Income 13,147,550 7,975,736
Non operating expenses 70,367 348
Profit before Income Tax 1,147,159,251 574,269,699
Income tax Expenses
   Current Tax 344,147,775 172,280,910
   Deferred Tax 172,280,910
Profit/(loss) for the period 803,011,475 401,988,789 676,244,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 803,011,475 401,988,789 676,244,000
Other Comprehensive Income 5,480,349 -329,157
Total Comprehensive Income 808,471,825 401,988,789
Basic Earning per share 17 17 19
Diluted Earning per share 17 17
Profit attributable to:
   Equity holders of the Bank 808,471,825 401,659,632
   Non-controlling interests
Total 401,659,632
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 803,011,476 401,988,789
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -160,602,295 -80,397,758
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund -2,917,380 -1,565,751
d. Corporate Social Responsibility Fund -3,013,653 -1,939,801
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 22,116,335 -126,089,566
b. Transfer from Regulator Reserve 22,116,335 62,893,661
Net Profit for quarter end available for distribution 658,594,483 254,889,575

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 12 12 13
Non-Performing Loan (NPL) to Total loan 1 1 1
Total Loan Loss provision to Total NPL 169 169
Cost of Funds 8 7
Credit to Deposit Ratio 79 80
Base Rate 10 11
Interest Rate Spread 4 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 131 126 160
Earning Per share (EPS Annualized) 17 17 19
PE Ratio 11 11 14
Price to Book Ratio
Return on Equity (Closing Annualized) 12
Return on Asset 2
Market Price High-Low 196 - 190 227 - 174 261 - 237
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
KBL 177 7 --- --- --- 0.00 30.31
NABIL 701 43 --- --- --- 1.59 5.65
NICA 496 4 --- --- --- 20.68 8.30
PCBL 252 9 --- --- --- 6.78 23.17
PRVU 225 5 --- --- --- 0.45 8.91
SBL 289 8 --- --- --- 2.48 6.77
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 10 % 0.526 % 10.526 % -- -- --
2 2074/2075 8.5 % -- 8.5 % -- -- --
3 2073/2074 12.75 % -- 12.75 % -- -- --
4 2072/2073 21 % 1.1 % 22.1 % 2017-05-26 50% Jun 22, 2017
5 2071/2072 11 % 0.58 % 11.58 % 2016-06-19 -- --
6 2070/2071 33 % 1.74 % 34.74 % 2015-01-11 -- --
Company Information
Registered Office
Head Office Location : Kathmandu
Email : info@kumaribank.com
Phone : 4221311
Website : http://www.kumaribank.com
Registered At :
Management
Name Designation
Mr. Krishna Prasad Gyawali Director (Promoter Group)
Mr. Surender Bhandari Chief Executive Officer
Mr. Amir Pratap J.B. Rana Chairman (Promoter Group)
Mr. Mahesh Prasad Pokharel Director (Public Group)
Mrs, Anuradha Chaudhari Director (Public Group)
Dr. Ganesh Prasad Pathak Professional Director
About Company

Kumari Bank Limited

Kumari Bank Limited, came into existence as the fifteenth commercial bank of Nepal by starting its banking operations from Chaitra 21, 2057 B.S (April 03, 2001) with an objective of providing competitive and modern banking services in the Nepalese financial market. Kumari Bank Ltd has been providing wide - range of modern banking services through 87 points of representations located in various urban and semi urban part of the country, 85 branches outside and inside the valley; and 2 extension counters. The bank is pioneer in providing some of the latest / lucrative banking services like E-Banking and Mobile Banking services in Nepal. The bank always focus on building sound technology driven internal system to cater the changing needs of the customers that enhance high comfort and value. Similarly the bank has been providing 365 days banking facilities, extended banking hours till 7 PM in the evening, Utility Bill Payment Services, Inward and Outward Remittance services, Online remit services and various other banking services. The Bank has been offering both Domestic and International Visa Debit Card and Credit Card, accessible in entire VISA linked ATMs in Nepal and India providing additional services to the customers. Along with this, the Bank has also been offering latest Mobile Banking and Internet Banking services.The bank has been able to get recognition as an innovative and fast growing institution striving to enhance customer value and satisfaction by backing transparent business practice, professional management, corporate governance and total quality management as the organizational mission. The key focus of the bank is always center on serving unfulfilled needs of all classes of customers located in various parts of the country by offering modern and competitive banking products and services in their door step. The bank always prioritizes the priorities of the valued customers.