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Shivam Cement

NBL ( Nepal Bank Limited ) NEPSE Group A Company

ISIN Number : NPE026A00002

As of Mar 22, 2020
251.00
9
3.46 %
Open
260
High
266
Low
251
Volume
20983
Prev. Close
260
Bid Price
281 ( 500 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 2462.6 करोड
Outstanding Shares
98111480
Book Value
297.55
PBV
0.84
Stock P/E
9.1
Dividend ( 2075/2076 )
25 %
EPS
27.57
PB X PE
7.68
ROE
--
ROA
1.65
CAR
17.41
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
355 - 245
Lifetime High-Low
1295 - 145
180 Day Average Price
293.53
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-11.93%
3 Months ---
YTD
-4.92%
1 Year ---
5 Years
-17.16%
COMPETITORS
Name chg % Market cap
LBL 3.85 % रू 1962.51 करोड
MEGA 3.88 % रू 2218.88 करोड
NICA 2.55 % रू 4819.96 करोड
NMB 2.33 % रू 4346.71 करोड
PCBL 4.55 % रू 2441.09 करोड
SBL 1.03 % रू 2828.66 करोड
MORE ON WEB
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
49 13533 रू 34.06 लाख रू 15.33 हजार 30 रू 7.62 हजार रू 45.72 रू 34.13 लाख रू 15.37 हजार
29 --- --- --- 7305 रू 18.4 लाख रू 9.2 हजार रू 18.4 लाख रू 9.2 हजार
54 4000 रू 10.16 लाख रू 5.08 हजार --- --- --- रू 10.16 लाख रू 5.08 हजार
47 --- --- --- 3000 रू 7.53 लाख रू 3.77 हजार रू 7.53 लाख रू 3.77 हजार
14 1500 रू 3.95 लाख रू 2.17 हजार 1050 रू 2.66 लाख रू 1.46 हजार रू 6.61 लाख रू 3.63 हजार
59 --- --- --- 2000 रू 5.18 लाख रू 2.59 हजार रू 5.18 लाख रू 2.59 हजार
44 --- --- --- 1200 रू 3.06 लाख रू 1.68 हजार रू 3.06 लाख रू 1.68 हजार
41 --- --- --- 1050 रू 2.64 लाख रू 1.45 हजार रू 2.64 लाख रू 1.45 हजार
50 900 रू 2.31 लाख रू 1.27 हजार --- --- --- रू 2.31 लाख रू 1.27 हजार
6 --- --- --- 800 रू 2.03 लाख रू 1.12 हजार रू 2.03 लाख रू 1.12 हजार

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 6,801,855,685 709,213,964,563 11,139,095,000
Due from Nepal Rastra Bank 3,999,667,905 810,334,470,881
Placement with Bank and Financial Institutions 6,384,500,000 626,450,000,000
Derivative Financial Instruments 6,530,363,609 5,332,480,000
Other Trading Assets
Loan and advances to B/Fis 4,096,541,990 4,286,718,544,120
Loan and advances to Customers 98,459,682,895 92,659,210,765,680
Investment Securities 14,250,882,765 16,257,542,582,610
Current Tax Assets 1,296,974,790 824,398,633,130
Investment in Subsidiaries
Investment in Associates
Investment Property 108,990,935 9,491,338,908
Property and Equipment 11,954,287,979 11,865,164,630,470
Goodwill and Intangible assets 31,610,793 29,125,970,540
Deferred Tax Assets
Other Assets 9,905,000,571 868,097,900,793 23,448,145,000
Total Assets 163,820,359,837 156,211,362,678 146,673,911,000
Liabilities
Due to bank and Financial Institutions 972,726,182 2,007,154,966
Due to Nepal Rastra Bank 26,924,286 26,924,286
Derivative Financial Instrument 6,700,615,345
Deposit from Customers 117,122,878,927 114,798,221,298 105,678,286,000
Borrowings 734,500,000 398,650,000
Current Tax Liabilities
Provisions 131,438,580 63,277,906
Deferred Tax Liabilities 3,601,639,585 3,393,030,566
Other Liabilities 5,336,264,504 6,109,198,024
Debt securities issued
Subordinated Liabilities
Total Liabilities 134,626,987,410 126,796,457,048 146,673,911,000
Total Liabilities 134,626,987,410 126,796,457,048 146,673,911,000
Equity
Share Capital 9,811,148,000 9,811,148,000 9,811,148,000
Share Premium 3,262,810,756 3,262,810,756
Retained Earnings 2,598,297,252 3,086,066,961
Reserves 13,521,116,419 13,254,879,913
Total equity attributable to equity holders 29,193,372,427 29,414,905,630
Non-controlling interest
Total Equity 29,193,372,427 29,414,905,630
Total Liabilities and Equity 163,820,359,837 156,211,362,678

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 5,741,714,849 2,883,732,347 5,002,599,000
Interest Expense 2,996,635,141 1,555,470,003
Net interest Income 2,745,079,708 1,328,262,343 3,167,249,000
Fees and Commission Income 410,219,590 181,966,718
Fees and Commission Expense 46,036,623 21,732,802
Net fee and commission income 364,182,968 160,233,911
Net interest, fee and commission income 3,109,262,676 1,488,496,254
Net Trading income 168,894,165 92,863,896
Other Operating Income 115,826,199 41,048,667 280,294,000
Total Operating Income 3,393,983,040 1,622,408,818 3,994,362,000
Impairment charge/(reversal) for loans and other losses 149,632,135 109,965,689
Net Operating Income 3,244,350,905 1,512,443,129
Loans and Other Losses
Operating Expenses
Personal Expense 1,151,008,738 679,980,133
Other Operating Expense 292,128,504 190,085,731 275,620,000
Depreciation and Amortization 66,572,001 31,915,657
Operating Profit 1,734,641,662 610,461,609 2,312,491,000
Non operating Income 210,553,885 75,579,009
Non operating expenses
Profit before Income Tax 1,945,195,547 686,040,618
Income tax Expenses
   Current Tax 445,309,814 157,179,157
   Deferred Tax 147,488,870 -52,962,190
Profit/(loss) for the period 1,352,396,863 581,823,651 1,661,498,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 1,352,396,863 581,823,651 1,661,498,000
Other Comprehensive Income -459,246,152 -604,836,451
Total Comprehensive Income 893,150,711 -23,012,800
Basic Earning per share 28 24 34
Diluted Earning per share 28 24
Profit attributable to:
   Equity holders of the Bank 893,150,711 -23,012,800
   Non-controlling interests
Total 893,150,711
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 1,352,396,863 581,823,651
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve 270,479,373 116,364,730
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund 9,148,815 5,818,237
e. Employees Training Fund 3,224,320 1,806,219
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 390,141,005 395,629,158
b. Transfer from Regulator Reserve -4,315,679 -3,460,134
Net Profit for quarter end available for distribution 683,719,030 65,665,441

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 17 18 16
Non-Performing Loan (NPL) to Total loan 3 3 3
Total Loan Loss provision to Total NPL 115 112
Cost of Funds 5 5
Credit to Deposit Ratio 75 69
Base Rate 8 8
Interest Rate Spread 4 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 298 300 300
Earning Per share (EPS Annualized) 28 24 34
PE Ratio 10 15 9
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset 2 1
Market Price High-Low 332 - 262 355 - 307 318 - 288
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
NBL 251 9 --- 11.93 --- 4.92 ---
LBL 200 5 --- 12.66 --- 5.82 ---
MEGA 214 12 --- 9.7 --- 16.30 ---
NICA 496 4 --- 13.74 --- 20.68 ---
NMB 377 7 --- 18.04 --- 16.72 ---
PCBL 252 9 --- 16.28 --- 6.78 ---
SBL 289 8 --- 11.89 --- 2.48 ---
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 15 % 10 % 25 % -- -- --
2 2073/2074 -- -- 0 % -- -- --
Company Information
Registered Office
Head Office Location : Dharmapath
Email : account@nepalbank.com.np
Phone : 4221185
Website : http://www.nepalbank.com.np/
Registered At :
Share Registrar ( RTS )
Name : Civil Capital Limited
Email : ccm@civilcapital.com.np
Phone : 977-01-4262303, 4261251, 4259437,4251962
Address : CTC MALL ( Civil Trade Center) 6th Floor, Sundhara, Kathmandu
Website : www.civilcapitalmarket.com
Management
Name Designation
Mr. Janardan Sharma Acharya Chairman
Mr. Hari Sharan Pudasaini Member Of Board Director
Dr. Dambar Bahadur Bhandari Member
Dr. Umakant Silwal Member
Mr. Krishna Bahadur Adhikari Chief Executive Officer
Sabitri Shrestha Board of Director
Mr. Deependra Bikram Thapa Member
Tulsi Ram Shedai Board Of Director
About Company

Nepal Bank Limited

Introduction Nepal Bank Limited, The first bank of Nepal was established in November 15, 1937 A.D (Kartik, 30, 1994). It was formed under the principle of Joint venture (Joint venture between govt. & general public). NBL's authorized capital was Rs. 10 million & issued capital Rs. 2.5 million of which paid-up capital was Rs. 842 thousand with 10 shareholders. The bank has been providing banking through its branch offices in the different geographical locations of the country. Corporate Vision: "Pioneer Bank with complete banking solution" Mission Statement: NEW Network for inclusion: Use bank's network to increase its reach all over the country from urban areas to rural areas and help in improving the lifestyle of rural population and in turn become the bank of choice of corporate, medium businesses and rural market Enhancing the value: To employees, shareholders, government and customers World class banking services: Provide world class banking services by achieving excellence in customer service and adopting high level technology standards Values Statement: SPIRIT Segmented business approach: For risk management and enhancement of efficiency Partnership: With all stakeholders including the Government, employees, shareholders and customer Innovation: Of business areas and processes for providing Advanced banking services, and enhance competitiveness Responsiveness: responding to the changing need of the market/society/business on timely basis Integrity: Uphold trustworthiness and business ethics in the business process Total banking solutions: To cater the need of all sections of society Objectives: Nepal Bank Limited has the following objectives: Focus on building the positive net worth and meeting minimum capital requirement over the coming five years. Focus on increasing the customer base and market share. Maximize the potential/efficiency of bank's staff. Focus on minimizing the risk associated with the business. Focus on providing the world class business solutions. Focus on increasing the sustainable profit.