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NBL ( Nepal Bank Limited ) NEPSE Group A Company

ISIN Number : NPE026A00002

As of Mar 30, 2021
428.00
2.00
0.47 %
Open
426
High
428
Low
425
Volume
57274
Prev. Close
426
Bid Price
281 ( 500 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 5408.53 करोड
Outstanding Shares
126367586.24
Book Value
253.18
PBV
1.69
Stock P/E
20.03
Dividend ( 2076/2077 )
16 %
EPS
21.37
PB X PE
33.86
ROE
--
ROA
1.3
CAR
16.13
Industrial PE
23.86
Industrial EPS
18.78
52 Weeks High-Low
491 - 314
Lifetime High-Low
1295 - 145
180 Day Average Price
427
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year
31.29%
5 Years ---
COMPETITORS
Name chg % Market cap
KBL 2.01 % रू 4232.93 करोड
LBL 0.70 % रू 3080.36 करोड
NABIL 0.32 % रू 16661.48 करोड
NIB 0.00 % रू 6497.52 करोड
NICA 0.00 % रू 10083.81 करोड
PRVU 0.92 % रू 4981.36 करोड
MORE ON WEB
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
22 --- --- --- --- --- --- रू 0 रू 0
28 --- --- --- --- --- --- रू 0 रू 0
32_RWS --- --- --- --- --- --- रू 0 रू 0
36 --- --- --- --- --- --- रू 0 रू 0
40 --- --- --- --- --- --- रू 0 रू 0
44 --- --- --- --- --- --- रू 0 रू 0
48 --- --- --- --- --- --- रू 0 रू 0
52 --- --- --- --- --- --- रू 0 रू 0
55 --- --- --- --- --- --- रू 0 रू 0
1 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Cash and cash equivalent 8,583,598,797 5,772,299,021 6,801,855,685
Due from Nepal Rastra Bank 11,405,487,570 9,406,860,090 3,999,667,905
Placement with Bank and Financial Institutions 5,347,150,000 5,682,507,188 6,384,500,000
Derivative Financial Instruments 7,881,483,837 7,524,180,038 6,530,363,609
Other Trading Assets
Loan and advances to B/Fis 3,465,516,282 5,353,619,906 4,096,541,990
Loan and advances to Customers 116,610,670,808 107,045,614,728 98,459,682,895
Investment Securities 34,146,698,316 29,101,173,913 14,250,882,765
Current Tax Assets 116,610,670,808 1,320,732,073 1,296,974,790
Investment in Subsidiaries
Investment in Associates
Investment Property 105,392,347 102,379,098 108,990,935
Property and Equipment 12,077,259,755 12,044,311,988 11,954,287,979
Goodwill and Intangible assets 36,557,871 36,818,239 31,610,793
Deferred Tax Assets
Other Assets 6,129,650,627 11,647,287,296 9,905,000,571
Total Assets 207,307,933,437 195,037,783,579 163,820,359,837
Liabilities
Due to bank and Financial Institutions 2,260,353,820 1,018,891,723 972,726,182
Due to Nepal Rastra Bank 5,674,803,679 23,920,613 26,924,286
Derivative Financial Instrument 7,493,902,217 7,379,184,987 6,700,615,345
Deposit from Customers 148,994,868,819 145,469,372,750 117,122,878,927
Borrowings 93,720,000 734,500,000
Current Tax Liabilities
Provisions 23,405,015 123,706,937 131,438,580
Deferred Tax Liabilities 4,467,938,606 3,988,926,032 3,601,639,585
Other Liabilities 6,399,240,529 6,082,396,002 5,336,264,504
Debt securities issued
Subordinated Liabilities
Total Liabilities 175,314,512,685 164,180,119,044 134,626,987,410
Total Liabilities 175,314,512,685 164,180,119,044 134,626,987,410
Equity
Share Capital 12,636,758,624 11,282,820,200 9,811,148,000
Share Premium 435,976,618 1,788,700,292 3,262,810,756
Retained Earnings 3,327,277,928 4,089,498,338 2,598,297,252
Reserves 15,593,407,583 13,696,645,705 13,521,116,419
Total equity attributable to equity holders 31,993,420,753 30,857,664,535 29,193,372,427
Non-controlling interest
Total Equity 31,993,420,753 30,857,664,535 29,193,372,427
Total Liabilities and Equity 207,307,933,437 195,037,783,579 163,820,359,837

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 5,743,262,084 2,940,631,287 5,741,714,849
Interest Expense 2,771,863,296 1,459,038,702 2,996,635,141
Net interest Income 2,971,398,788 1,481,592,585 2,745,079,708
Fees and Commission Income 383,913,812 197,361,012 410,219,590
Fees and Commission Expense 26,919,570 15,453,380 46,036,623
Net fee and commission income 356,994,242 181,907,633 364,182,968
Net interest, fee and commission income 3,328,393,030 1,663,500,218 3,109,262,676
Net Trading income 191,487,361 90,576,638 168,894,165
Other Operating Income 124,701,911 50,121,641 115,826,199
Total Operating Income 3,644,582,302 1,804,198,497 3,393,983,040
Impairment charge/(reversal) for loans and other losses -45,136,851 155,985,290 149,632,135
Net Operating Income 3,689,719,152 1,648,213,207 3,244,350,905
Loans and Other Losses
Operating Expenses
Personal Expense 1,234,396,318 656,259,595 1,151,008,738
Other Operating Expense 334,212,866 176,309,917 292,128,504
Depreciation and Amortization 74,887,113 36,719,888 66,572,001
Operating Profit 2,046,222,855 778,923,807 1,734,641,662
Non operating Income 29,447,275 2,414,803 210,553,885
Non operating expenses
Profit before Income Tax 2,075,670,130 781,338,610 1,945,195,547
Income tax Expenses
   Current Tax 563,553,752 201,614,749 445,309,814
   Deferred Tax 161,693,278 29,304,468 147,488,870
Profit/(loss) for the period 1,350,423,101 550,419,393 1,352,396,863

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Profit/(loss) for the period 1,350,423,101 550,419,393 1,352,396,863
Other Comprehensive Income 1,119,502,745 413,287,408 -459,246,152
Total Comprehensive Income 2,469,925,846 963,706,801 893,150,711
Basic Earning per share 21 20 28
Diluted Earning per share 21 20 28
Profit attributable to:
   Equity holders of the Bank 2,469,925,846 963,706,801 893,150,711
   Non-controlling interests
Total 2,469,925,846 963,706,801 893,150,711
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 1,350,423,101 1,352,396,863
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -270,084,620 -110,083,879 270,479,373
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund -13,404,231 -5,454,194 9,148,815
e. Employees Training Fund -23,550,316 3,224,320
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -366,657,997 -238,417,312 390,141,005
b. Transfer from Regulator Reserve 1,479,741 -238,417,312 -4,315,679
Net Profit for quarter end available for distribution 678,205,677 196,464,008 683,719,030

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Capital fund to RWA 16 17 17
Non-Performing Loan (NPL) to Total loan 3 3 3
Total Loan Loss provision to Total NPL 110 113 115
Cost of Funds 4 4 5
Credit to Deposit Ratio 69 67 75
Base Rate 6 8
Interest Rate Spread 4 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 253 273 298
Earning Per share (EPS Annualized) 21 20 28
PE Ratio 17 17 10
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset 1 1 2
Market Price High-Low 427 - 320 351 - 244 332 - 262
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
NBL 428 2 --- --- --- --- 31.29
KBL 305 6 --- --- --- --- 48.06
LBL 288 2 --- --- --- --- 17.07
NABIL 1236 4 --- --- --- --- 41.26
NIB 456 --- --- --- --- --- 7.80
NICA 872 --- --- --- --- --- 50.60
PRVU 439 4 --- --- --- --- 87.61
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2076/2077 12 % 4 % 16 % -- -- --
2 2075/2076 15 % 10 % 25 % -- -- --
3 2073/2074 -- -- 0 % -- -- --
Company Information
Registered Office
Head Office Location : Dharmapath
Email : info@nepalbank.com.np
Phone : +977 1 4247999 / 4239888
Website : nepalbank.com.np
Registered At :
Share Registrar ( RTS )
Name : Civil Capital Limited
Email : ccm@civilcapital.com.np
Phone : 977-01-4262303, 4261251, 4259437,4251962
Address : CTC MALL ( Civil Trade Center) 6th Floor, Sundhara, Kathmandu
Website : www.civilcapitalmarket.com
Management
Name Designation
Mr. Janardan Sharma Acharya Chairman
Mr. Hari Sharan Pudasaini Member Of Board Director
Dr. Dambar Bahadur Bhandari Member
Dr. Umakant Silwal Member
Mr. Krishna Bahadur Adhikari Chief Executive Officer
Sabitri Shrestha Board of Director
Mr. Deependra Bikram Thapa Member
Tulsi Ram Shedai Board Of Director
About Company

Nepal Bank Limited

Introduction Nepal Bank Limited, The first bank of Nepal was established in November 15, 1937 A.D (Kartik, 30, 1994). It was formed under the principle of Joint venture (Joint venture between govt. & general public). NBL's authorized capital was Rs. 10 million & issued capital Rs. 2.5 million of which paid-up capital was Rs. 842 thousand with 10 shareholders. The bank has been providing banking through its branch offices in the different geographical locations of the country. Corporate Vision: "Pioneer Bank with complete banking solution" Mission Statement: NEW Network for inclusion: Use bank's network to increase its reach all over the country from urban areas to rural areas and help in improving the lifestyle of rural population and in turn become the bank of choice of corporate, medium businesses and rural market Enhancing the value: To employees, shareholders, government and customers World class banking services: Provide world class banking services by achieving excellence in customer service and adopting high level technology standards Values Statement: SPIRIT Segmented business approach: For risk management and enhancement of efficiency Partnership: With all stakeholders including the Government, employees, shareholders and customer Innovation: Of business areas and processes for providing Advanced banking services, and enhance competitiveness Responsiveness: responding to the changing need of the market/society/business on timely basis Integrity: Uphold trustworthiness and business ethics in the business process Total banking solutions: To cater the need of all sections of society Objectives: Nepal Bank Limited has the following objectives: Focus on building the positive net worth and meeting minimum capital requirement over the coming five years. Focus on increasing the customer base and market share. Maximize the potential/efficiency of bank's staff. Focus on minimizing the risk associated with the business. Focus on providing the world class business solutions. Focus on increasing the sustainable profit.