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NICA ( NIC Asia Bank Ltd. ) NEPSE Group A Company

ISIN Number : NPE029A00006

As of Mar 30, 2021
872.00
0.00
0.00 %
Open
872
High
875
Low
870
Volume
100427
Prev. Close
872
Bid Price
558 ( 17 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 10083.81 करोड
Outstanding Shares
115640053.66
Book Value
166.32
PBV
5.24
Stock P/E
24.41
Dividend ( 2076/2077 )
20 %
EPS
35.73
PB X PE
127.95
ROE
--
ROA
--
CAR
12.16
Industrial PE
23.86
Industrial EPS
18.78
52 Weeks High-Low
1000 - 422
Lifetime High-Low
1052 - 298
180 Day Average Price
882.13
PROMOTER SHARE VALUE
NIC Asia Bank Limted Promoter Share ( NICAP )
Open
510.00
High
510.00
Low
510.00
Close
510.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year ---
5 Years
17.05%
COMPETITORS
Name chg % Market cap
HBL 0.20 % रू 5299.46 करोड
KBL 2.01 % रू 4232.93 करोड
LBL 0.70 % रू 3080.36 करोड
NABIL 0.32 % रू 16661.48 करोड
NBL 0.47 % रू 5408.53 करोड
PRVU 0.92 % रू 4981.36 करोड
MORE ON WEB
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
44 --- --- --- --- --- --- रू 0 रू 0
48 --- --- --- --- --- --- रू 0 रू 0
52 --- --- --- --- --- --- रू 0 रू 0
55 --- --- --- --- --- --- रू 0 रू 0
1 --- --- --- --- --- --- रू 0 रू 0
5 --- --- --- --- --- --- रू 0 रू 0
7_RWS --- --- --- --- --- --- रू 0 रू 0
11 --- --- --- --- --- --- रू 0 रू 0
14_RWS --- --- --- --- --- --- रू 0 रू 0
19 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Cash and cash equivalent 14,868,772,116 14,061,844,031 11,733,505,158
Due from Nepal Rastra Bank 28,377,184,020 22,013,200,732 10,352,820,952
Placement with Bank and Financial Institutions 3,365,010,000
Derivative Financial Instruments 4,712,487,440 4,492,254,280 7,651,775,894
Other Trading Assets 11,800,000 9,440,000 229,975,000
Loan and advances to B/Fis 11,131,740,038 13,231,826,308 13,411,514,776
Loan and advances to Customers 221,237,465,143 189,817,698,151 151,452,735,078
Investment Securities 28,546,373,915 30,389,640,952 17,797,373,288
Current Tax Assets
Investment in Subsidiaries 1,264,500,000 1,264,500,000 1,264,500,000
Investment in Associates
Investment Property 1,076,080,229 824,215,484 395,998,919
Property and Equipment 3,086,634,830 3,153,985,165 2,900,780,781
Goodwill and Intangible assets 97,429,768 105,017,728 105,517,654
Deferred Tax Assets
Other Assets 5,949,595,866 4,615,147,222 3,287,946,288
Total Assets 320,360,063,364 283,978,770,053 223,949,453,790
Liabilities
Due to bank and Financial Institutions 9,282,407,490 14,898,929,506 8,012,877,171
Due to Nepal Rastra Bank 3,646,290,826 1,024,528,640
Derivative Financial Instrument 4,640,820,000 4,440,546,120 7,563,235,326
Deposit from Customers 268,105,375,539 231,334,138,281 178,743,869,716
Borrowings
Current Tax Liabilities 156,803,161 402,768,392 559,597,814
Provisions
Deferred Tax Liabilities 310,832,986 376,562,817 201,826,483
Other Liabilities 5,340,528,534 4,444,532,831 2,158,612,724
Debt securities issued 9,643,539,254 9,645,964,196 9,663,873,498
Subordinated Liabilities
Total Liabilities 301,126,597,789 265,543,442,143 207,928,418,373
Total Liabilities 301,126,597,789 265,543,442,143 207,928,418,373
Equity
Share Capital 11,564,005,366 9,717,651,568 9,717,651,568
Share Premium
Retained Earnings 776,656,477 2,022,478,932 1,327,546,010
Reserves 6,892,803,732 6,695,197,410 4,975,837,832
Total equity attributable to equity holders 19,233,465,575 18,435,327,910 16,021,035,417
Non-controlling interest
Total Equity 19,233,465,575 18,435,327,910 16,021,035,417
Total Liabilities and Equity 320,360,063,364 283,978,770,053 223,949,453,790

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 10,493,977,676 5,130,252,037 10,171,876,401
Interest Expense 6,547,171,197 3,148,747,443 6,524,416,762
Net interest Income 3,946,806,479 1,981,504,594 3,647,459,639
Fees and Commission Income 935,613,355 454,532,259 1,408,053,451
Fees and Commission Expense 79,955,801 51,403,267 107,843,125
Net fee and commission income 855,657,553 403,128,991 1,300,210,326
Net interest, fee and commission income 4,802,464,033 2,384,633,585 4,947,669,965
Net Trading income 139,836,907 67,961,579 174,080,163
Other Operating Income 137,016,143 71,898,187 18,188,547
Total Operating Income 5,079,317,082 252,493,351 5,139,938,675
Impairment charge/(reversal) for loans and other losses -71,927,902 -24,948,954 192,683,253
Net Operating Income 5,151,244,984 2,549,442,305 4,947,255,422
Loans and Other Losses
Operating Expenses
Personal Expense 1,376,362,445 711,830,588 1,299,235,177
Other Operating Expense 555,291,219 286,915,429 628,869,222
Depreciation and Amortization 181,482,439 92,683,592 116,015,497
Operating Profit 3,038,108,882 1,458,012,716 2,903,135,526
Non operating Income 5,875,255 3,764,438 12,779,861
Non operating expenses 100,359,130 3,193,316 35,593,072
Profit before Income Tax 2,943,625,007 1,458,583,839 2,880,322,315
Income tax Expenses
   Current Tax 883,087,502 43,757,515 864,096,695
   Deferred Tax
Profit/(loss) for the period 2,060,537,505 1,021,008,687 2,016,225,621

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Profit/(loss) for the period 2,060,537,505 1,021,008,687 2,016,225,621
Other Comprehensive Income 40,537,120 183,001,985 54,958,533
Total Comprehensive Income 2,101,110,624 1,204,010,672 2,071,184,154
Basic Earning per share 36 42 42
Diluted Earning per share 36 42 42
Profit attributable to:
   Equity holders of the Bank 2,060,537,505 1,021,008,687
   Non-controlling interests
Total 2,060,537,505 1,021,008,687
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 2,060,537,505 1,021,008,687 2,016,225,621
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve 412,107,501 204,201,737 403,245,124
b. Capital Redemption Reserve 483,000,000 241,500,000 241,666,667
c. Exchange Fluctuation Fund 135,576 120,807 386,330
d. Corporate Social Responsibility Fund 20,605,375 10,210,087 20,162,256
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 416,494,254 518,310,746 176,648,775
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution 728,194,799 46,665,310 1,074,116,469

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Capital fund to RWA 12 12 13
Non-Performing Loan (NPL) to Total loan 0 0 0
Total Loan Loss provision to Total NPL 295 365 272
Cost of Funds 5 5 7
Credit to Deposit Ratio 76 76 78
Base Rate 7 7 10
Interest Rate Spread 4 4 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity 19,233,465,580
Number of Outstanding Share 115,640,054
Net Worth Per Share 166 190 165
Earning Per share (EPS Annualized) 36 42 42
PE Ratio 26 14 11
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 963 - 572 671 - 537 459 - 382
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
NICA 872 --- --- --- --- --- ---
HBL 496 1 --- --- --- --- ---
KBL 305 6 --- --- --- --- ---
LBL 288 2 --- --- --- --- ---
NABIL 1236 4 --- --- --- --- ---
NBL 428 2 --- --- --- --- ---
PRVU 439 4 --- --- --- --- ---
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2076/2077 19 % 1 % 20 % -- -- --
2 2075/2076 10 % 11.0526 % 21.05256 % -- -- --
3 2074/2075 10 % 0.526 % 10.526 % -- -- --
4 2073/2074 20 % 1.05 % 21.05 % 2017-12-18 -- --
5 2072/2073 26 % 1.37 % 27.37 % 2016-12-28 1:0.15 Jul 06, 2017
6 2071/2072 39 % 2.05 % 41.05 % 2016-03-17 4:05 Sep 05, 2016
Company Information
Registered Office
Head Office Location : Trade Tower, Thapathali, Kathmandu
Email : info@nicasiabank.com
Phone : 21521929/ + 977-1-5970101
Website : nicasiabank.com
Registered At :
Share Registrar ( RTS )
Name : NIC Asia Capital
Email : info@nicasiacapital.com
Phone : 5705664, 5706318, 5705337
Address : 3rd Floor, Siddhartha Insurance Complex Babar Mahal, Kathmandu
Website : https://www.nicasiacapital.com/
Management
Name Designation
Mr. Tulsi Ram Agrawal Chairman
Mr. Nikunja Agrawal Director
Mr. Ram Chandra Sanghai Director
Mr. Rajendra Aryal Director
Mr. Binod Kumar Pyakurel Director
Mr. Ganesh Man Shrestha Director
Mr. Trilok Chand Agrawal Director
Mr. Roshan Kumar Neupane Chief Executive Officer
About Company

NIC Asia Bank Ltd.

Introduction NIC ASIA Bank has its antecedents in NIC Bank which was established on 21st July 1998. The Bank was rechristened as NIC ASIA Bank after the merger of NIC Bank with Bank of Asia Nepal on 30th June 2013. This was a historic merger in the annals of Nepalese financial landscape as the first of its kind merger between two successful commercial banks in the country. Today, NIC ASIA has established itself as one of the most successful commercial banks in Nepal. During the post-merger integration phase, NIC ASIA managed the transition very smoothly receiving accolades from the regulators as well as the stakeholders, paving the way for other mergers and consolidation in the Nepalese financial sector. After the merger, NIC ASIA was recognized as ”Bank of the Year 2013-Nepal” by The Banker, Financial Times, UK. This is the second time that the Bank was recognized with this prestigious award, the previous occasion being in 2007. NIC ASIA Bank is now, one of the largest private sector commercial banks in the country in terms of capital base, balance-sheet size, number of branches, ATM network and customer base. The Bank has 218 branches, 8 extension counters, 8 branch less banking and 204 ATMs across Nepal with a network covering all major financial centers of the country. The Bank strongly believes in Meritocracy, Transparency, Professionalism, Team spirit and Service Excellence. These core values are internalized by all functions within the Bank and are reflected in all actions the Bank takes during the course of its business.