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NMBMF ( NMB Laghubitta Bittiya Sanstha Ltd. )

ISIN Number : NPE266A00004

As of Jul 14, 2020
823.00
19.00
2.36 %
Open
810
High
834
Low
800
Volume
11839
Prev. Close
804
Bid Price
780 ( 21 )
Ask Price
---
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 173.33 करोड
Outstanding Shares
2106080
Book Value
2010.18
PBV
0.41
Stock P/E
17.66
Dividend ( 2075/2076 )
12.63 %
EPS
46.6
PB X PE
7.23
ROE
--
ROA
--
CAR
9.37
Industrial PE
28.88
Industrial EPS
56.26
52 Weeks High-Low
1182 - 475
Lifetime High-Low
4601 - 0
180 Day Average Price
873.35
PROMOTER SHARE VALUE
NMB Microfinance Bittiya Sanstha Ltd. Promoter Share ( NMBMFP )
Open
592.00
High
592.00
Low
592.00
Close
592.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
43.13%
1 Year
-16.87%
5 Years ---
COMPETITORS
Name chg % Market cap
ALBSL 0.13 % रू 179.09 करोड
CHLBS 4.98 % रू 92.35 करोड
ILBS 1.47 % रू 189.13 करोड
SMATA 1.93 % रू 126.14 करोड
SMFDB 1.71 % रू 162.75 करोड
VLBS 2.49 % रू 230.75 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Jul 15, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
49 460 रू 3.78 लाख रू 2.08 हजार 996 रू 8.15 लाख रू 4.08 हजार रू 11.93 लाख रू 6.16 हजार
4 991 रू 8.04 लाख रू 4.02 हजार 60 रू 48.55 हजार रू 291.3 रू 8.52 लाख रू 4.31 हजार
34 652 रू 5.31 लाख रू 2.66 हजार 300 रू 2.43 लाख रू 1.34 हजार रू 7.74 लाख रू 3.99 हजार
22 --- --- --- 700 रू 5.75 लाख रू 2.88 हजार रू 5.75 लाख रू 2.88 हजार
56 600 रू 4.88 लाख रू 2.68 हजार --- --- --- रू 4.88 लाख रू 2.68 हजार
33 557 रू 4.6 लाख रू 2.53 हजार --- --- --- रू 4.6 लाख रू 2.53 हजार
45 200 रू 1.66 लाख रू 913 207 रू 1.68 लाख रू 923.47 रू 3.34 लाख रू 1.84 हजार
41 1 रू 810 रू 4.86 361 रू 3.02 लाख रू 1.66 हजार रू 3.02 लाख रू 1.66 हजार
25 43 रू 34.83 हजार रू 208.98 318 रू 2.57 लाख रू 1.41 हजार रू 2.92 लाख रू 1.62 हजार
53 300 रू 2.52 लाख रू 1.38 हजार --- --- --- रू 2.52 लाख रू 1.38 हजार

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 19,895,000 553,506,000 480,636,000
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 31,624,000 58,686,000 57,437,000
Total Assets 4,233,605,000 3,820,668,000 3,025,303,000
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 1,318,523,000 1,180,540,000 864,405,000
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 31,924,000 109,822,000 90,007,000
Debt securities issued
Subordinated Liabilities
Total Liabilities 4,233,605,000 3,820,668,000 3,025,303,000
Total Liabilities 4,233,605,000 3,820,668,000 3,025,303,000
Equity
Share Capital 210,608,000 162,006,000 162,006,000
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 295,796,000 141,174,000 216,744,000
Interest Expense
Net interest Income 136,761,000 59,946,000 89,515,000
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 52,940,000 23,834,000 39,080,000
Total Operating Income 189,701,000 83,781,000 128,595,000
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 24,615,000 11,787,000 24,414,000
Depreciation and Amortization
Operating Profit 48,185,000 23,795,000 15,679,000
Non operating Income 1,203,000 225,000 544,000
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 49,067,000 15,286,000 10,323,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 49,067,000 15,286,000 10,323,000
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 47 38 13
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 9 9 10
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 2,010 200 160
Earning Per share (EPS Annualized) 47 38 13
PE Ratio 17 29 17
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
NMBMF 823 13 --- --- --- 43.13 16.87
ALBSL 771 2 --- --- --- 55.44 93.23
ILBS 829 24 --- --- --- 50.45 110.94
VLBS 1030 5 --- --- --- 57.98 109.78
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 12 % 0.63 % 12.63 % -- -- --
2 2074/2075 15 % 0.78 % 15.78 % -- -- --
3 2073/2074 25 % 1.32 % 26.32 % -- -- --
4 2072/2073 25 % 1.32 % 26.32 % 2018-06-06 -- --
5 2071/2072 15 % 0.79 % 15.79 % 2018-06-21 1:1.2 Jun 06, 2017
Company Information
Registered Office
Head Office Location : Hemja-5
Email : cleanvillagebank@gmail.com
Phone : 061-400427 / 400477 / 400537 / 400538
Website : http://nmbmicrofinance.com/
Registered At :
Share Registrar ( RTS )
Name : NMB Capital Limited
Phone : 977 1-4437997
Address : Nagpokhari Marg, Kathmandu 44617, Nepal.
Website : www.nmbcapital.com.np
Management
Name Designation
Mr.Murali Prasad lamsal CEO
Mr. Uttam Bhlon Lama Chairman
Mr. Romani Prasad Pathak Representative-NMB Bank
Mr. Gobinda Ghimire Representative-NMB Bank
Mr. Dinesh Dulal Representative-NMB Bank
Mr. Ram Gopal Parajuli Director
Mim Bahadur Hamal Director
Mr. Achuyt Dutta Pandey Professional Director
About Company

NMB Laghubitta Bittiya Sanstha Ltd.

Established in May 2012, NMB Laghubitta Bittiya Sanstha Limited (NMBMF) started its operations as a 10-district level class D retail microfinance institution from March 2013. Initially, the company was promoted by Clean Energy Development Bank (Class-B Bank) with ~73% shareholding; rest held by individual promoters. After the merger of the promoter bank with NMB Bank in October 2015, NMB Bank now holds the majority stake in NMBMF at 51%; 19% shares are held by individual promoters and rest by general public. The registered office of NMBMF is in Pokhara, Kaski. The company’s shares are listed in the Nepal Stock Exchange. As of mid-July 2019, NMBMF is operating through 100 branches spread over 54 districts of Nepal. NMBMF reported a profit after tax of ~NPR 61 million in FY2019 (YoY increase of 83%), over an asset base of NPR 3,483 million as of mid-July 2019. Its gross NPLs stood at 2.02% and CRAR stood at 9.63% as of mid-July 2019. On the technology front, the company uses “Uranus-Tech” software that is centralised across all its branches.

NMB Microfinance Bittiya Sanstha Ltd. (NMBMF) is a National Level “D” class financial Institution licensed by Nepal Rastra Bank as per Bank and Financial Institutions Act 2003. It is a subsidiary company of NMB Bank Ltd. It was established in 2069 B.S. with core mission of inclusive banking. NMBMF currently has 95 branch offices & 5 sub-branch offices on operation covering  54 districts including Banke, Bardiya, Bhojpur, Baitadai, Bajang, Bara, Chitwan, Dang, Dhading, Dhankuta, Dolakha, Darchula, Dailekh, Dhanusha, Gorakha, Ilam, Jumla, Kailali, Kanchanpur, Kapilbastu, Kaski, Khotang, Lamjung, Manang, Mustang, Myagdi, Mahottari,Morang, Nawalparashi, Nuwakot, Okhaldhunga, Palpa, Panchthar, Parbat, Parsa, Ramechhap, Rasuwa, Rukum, Rupendehi, Rautahat, Sankhuwasabha, Sindhupalchowk, Solukhumbu, Surkhet, Syangja, Sunsari, Sindhuli, Siraha, Sarlahi, Saptari, Tanahun, Taplejung, Terhathum & Udayapur.

Currently NMBMF is providing microfinance services to more than 94,450 deprived household from Hilly and Mountainous regions of Nepal with prime focus on low-income households, assets-less, self-employed in the informal sector to uplift their livelihood increasing involvement in economic activities and income generating activities. Besides all these financial services, it also focuses on their social development, cultural promotion, educational development, skill development & many more by its fully operated 95 branch offices & 5 sub-branch offices with well-trained human resources.