info@investingnepal.com
+977 4417635
Contact Us
Shivam Cement

PCBL ( Prime Commercial Bank Ltd. ) NEPSE Group A Company

ISIN Number : NPE031A00002

As of Mar 22, 2020
252.00
12
4.55 %
Open
261
High
261
Low
249
Volume
33352
Prev. Close
264
Bid Price
276 ( 1000 )
Ask Price
278 ( 1128 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 2441.09 करोड
Outstanding Shares
96868517
Book Value
158.41
PBV
1.59
Stock P/E
9.38
Dividend ( 2075/2076 )
16 %
EPS
26.86
PB X PE
14.92
ROE
--
ROA
--
CAR
13.23
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
397 - 233
Lifetime High-Low
914 - 155
180 Day Average Price
274.6
PROMOTER SHARE VALUE
Prime Commercial Bank Promoter Share ( PCBLP )
Open
High
173.00
Low
173.00
Close
173.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
6.78%
1 Year
-23.17%
5 Years
-42.73%
COMPETITORS
Name chg % Market cap
KBL 4.32 % रू 1691.08 करोड
NABIL 3.97 % रू 6317.3 करोड
NBL 3.46 % रू 2462.6 करोड
NICA 2.55 % रू 4819.96 करोड
SBL 1.03 % रू 2828.66 करोड
MORE ON WEB
No floorsheets were found.
{{ aggregate.website.name }} {{aggregate.title}}
STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
49 14451 रू 36.23 लाख रू 16.3 हजार 7646 रू 19.13 लाख रू 9.57 हजार रू 55.36 लाख रू 25.87 हजार
13 16901 रू 42.65 लाख रू 19.19 हजार 1500 रू 3.74 लाख रू 2.06 हजार रू 46.39 लाख रू 21.25 हजार
44 --- --- --- 5300 रू 13.21 लाख रू 6.61 हजार रू 13.21 लाख रू 6.61 हजार
59 --- --- --- 2800 रू 7.11 लाख रू 3.55 हजार रू 7.11 लाख रू 3.55 हजार
50 2000 रू 4.98 लाख रू 2.74 हजार 620 रू 1.56 लाख रू 858.99 रू 6.54 लाख रू 3.6 हजार
25 --- --- --- 2250 रू 5.68 लाख रू 2.84 हजार रू 5.68 लाख रू 2.84 हजार
56 --- --- --- 1926 रू 4.88 लाख रू 2.68 हजार रू 4.88 लाख रू 2.68 हजार
8 --- --- --- 1250 रू 3.17 लाख रू 1.74 हजार रू 3.17 लाख रू 1.74 हजार
1 --- --- --- 1140 रू 2.85 लाख रू 1.57 हजार रू 2.85 लाख रू 1.57 हजार
36 --- --- --- 1100 रू 2.77 लाख रू 1.52 हजार रू 2.77 लाख रू 1.52 हजार

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 7,051,364,674 5,936,503,411 2,858,510,000
Due from Nepal Rastra Bank 4,097,379,630 4,914,009,395
Placement with Bank and Financial Institutions 1,619,398,857 1,228,842,745
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 3,266,227,888 3,037,162,350
Loan and advances to Customers 80,915,442,917 79,137,218,746
Investment Securities 10,565,720,043 10,225,252,444
Current Tax Assets 13,314,547
Investment in Subsidiaries
Investment in Associates 51,023,000 51,023,000
Investment Property 224,593,387 224,593,387
Property and Equipment 812,817,794 791,462,417
Goodwill and Intangible assets 10,736,072 11,175,826
Deferred Tax Assets 55,856,222 61,518,522
Other Assets 97,231,394 1,264,617,925 930,707,000
Total Assets 109,656,188,935 106,883,380,166 91,592,464,000
Liabilities
Due to bank and Financial Institutions 12,379,257,546 11,498,567,506
Due to Nepal Rastra Bank 300,992,622 357,269,541
Derivative Financial Instrument
Deposit from Customers 80,353,534,960 78,594,931,551 76,727,057,000
Borrowings
Current Tax Liabilities 116,965,479
Provisions
Deferred Tax Liabilities
Other Liabilities 1,277,058,891 1,486,569,699 114,433,100
Debt securities issued 76,727,057,000
Subordinated Liabilities
Total Liabilities 94,310,844,020 92,054,303,777 91,592,646,000
Total Liabilities 94,310,844,020 92,054,303,777 91,592,646,000
Equity
Share Capital 9,686,851,700 9,686,851,689 8,033,299,000
Share Premium 644,823 644,823
Retained Earnings 2,461,117,139 1,933,000,378
Reserves 3,196,731,253 3,208,579,499
Total equity attributable to equity holders 15,345,344,915 14,829,076,389
Non-controlling interest
Total Equity 15,345,344,915 14,829,076,389
Total Liabilities and Equity 109,656,188,935 106,883,380,166

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 5,488,553,591 2,719,806,129 4,819,231,000
Interest Expense 3,323,943,556 1,659,301,021
Net interest Income 2,164,610,036 1,060,505,108 1,772,203,000
Fees and Commission Income 608,724,791 447,425,700
Fees and Commission Expense 24,196,428 9,578,195
Net fee and commission income 584,528,363 437,847,505
Net interest, fee and commission income 2,749,138,399 1,498,352,613
Net Trading income 114,777,394 63,229,551
Other Operating Income 29,089,370 10,272,790 140,198,000
Total Operating Income 2,893,005,163 1,571,854,954 2,368,795,000
Impairment charge/(reversal) for loans and other losses 311,985,799 251,617,545
Net Operating Income 2,581,019,364 1,320,237,410
Loans and Other Losses
Operating Expenses
Personal Expense 489,641,301 256,685,942
Other Operating Expense 186,118,083 94,161,705 180,071,000
Depreciation and Amortization 51,503,917 24,892,159
Operating Profit 1,853,756,062 944,497,694 1,511,912,000
Non operating Income 2,556,000
Non operating expenses 1,972,150
Profit before Income Tax 1,853,756,062 942,525,452
Income tax Expenses
   Current Tax 204,285,144 282,757,636
   Deferred Tax
Profit/(loss) for the period 1,300,787,384 659,767,817 1,060,897,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 1,300,787,384 659,767,817 1,060,897,000
Other Comprehensive Income 47,380,383 -18,057,330
Total Comprehensive Income 1,348,167,767 641,710,487
Basic Earning per share 27 27 26
Diluted Earning per share 27 27
Profit attributable to:
   Equity holders of the Bank 1,300,787,384 659,767,817
   Non-controlling interests
Total 1,300,787,384 659,767,817
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 1,300,787,384 659,767,817
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -260,157,477 -131,953,563
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund -80,183
d. Corporate Social Responsibility Fund -13,007,874 -6,597,678
e. Employees Training Fund -2,608,328 -483,359
f. Other 6,385,235 6,288,235
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 1,031,318,758 -316,118,199
b. Transfer from Regulator Reserve 17,940,522
Net Profit for quarter end available for distribution 865,958,704 228,843,775

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 13 13 13
Non-Performing Loan (NPL) to Total loan 1 1 2
Total Loan Loss provision to Total NPL 137 160
Cost of Funds 8 8
Credit to Deposit Ratio 77 78
Base Rate 9 10
Interest Rate Spread 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 158 153 153
Earning Per share (EPS Annualized) 27 27 26
PE Ratio 10 9 12
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 286 - 233 293 - 256 350 - 294
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
PCBL 252 9 --- --- --- 6.78 23.17
KBL 177 7 --- --- --- 0.00 30.31
NABIL 701 43 --- --- --- 1.59 5.65
NBL 251 9 --- --- --- 4.92 15.77
NICA 496 4 --- --- --- 20.68 8.30
SBL 289 8 --- --- --- 2.48 6.77
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 16 % -- 16 % -- -- --
2 2074/2075 16 % -- 16 % -- -- --
3 2073/2074 27 % -- 27 % 2018-04-12 -- --
4 2072/2073 17.25 % 1.21 % 18.46 % 2017-05-16 -- --
5 2071/2072 18 % 0.95 % 18.95 % 2016-03-31 3:1 Jan 31, 2017
6 2070/2071 19 % 1 % 20 % 2015-05-25 -- --
Company Information
Registered Office
Head Office Location : New Road
Email : santosh.baral@pcbl.com.np
Phone : 4233388
Website : http://www.primebank.com.np/
Registered At :
Share Registrar ( RTS )
Name : Civil Capital Limited
Email : ccm@civilcapital.com.np
Phone : 977-01-4262303, 4261251, 4259437,4251962
Address : CTC MALL ( Civil Trade Center) 6th Floor, Sundhara, Kathmandu
Website : www.civilcapitalmarket.com
Management
Name Designation
Mr. Santosh Baral Company Secretary
Mr. Rajendra Das Shrestha Chairman
Mr Uday Mohan Shrestha Director
Mr Narendra Bajracharya Director
Mr Prachandaman Shrestha Director
Mr Manoj Poudel Director
Mr. Sanjeev Manandhar Acting Chief Executive Officer
About Company

Prime Commercial Bank Ltd.

Introduction Prime Commercial Bank Ltd. was incorporated in September 2007 as the 21st commercial bank in Nepal. We are a Category ‘A’ Financial Institution registered under the “Banks and Financial Institutions Act” of Nepal. It has been established by prominent business personnel and professionals from diversified areas with a prime objective of providing 'Banking Services to Everyone' in the country where still large number of population are deprived of Banking Services. The bank has established itself as an emerging player in financial sector with focus in customer service excellence maintaining excellent relationship with valued customers. It is counted among the top 10 commercial banks in Nepal by independent raters and publications in the country. The Bank’s shares are listed and actively traded in the Nepal Stock Exchange (NEPSE).