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PCBL ( Prime Commercial Bank Ltd. ) NEPSE Group A Company

ISIN Number : NPE031A00002

As of Mar 30, 2021
430.00
0.00
0.00 %
Open
430
High
432
Low
425
Volume
51065
Prev. Close
430
Bid Price
276 ( 1000 )
Ask Price
278 ( 1128 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 6915.71 करोड
Outstanding Shares
160830369.3
Book Value
139.33
PBV
3.09
Stock P/E
19.07
Dividend ( 2076/2077 )
15 %
EPS
22.55
PB X PE
58.85
ROE
--
ROA
--
CAR
14.24
Industrial PE
23.86
Industrial EPS
18.78
52 Weeks High-Low
495 - 283
Lifetime High-Low
914 - 155
180 Day Average Price
430
PROMOTER SHARE VALUE
Prime Commercial Bank Promoter Share ( PCBLP )
Open
169.00
High
169.00
Low
169.00
Close
169.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year
49.31%
5 Years ---
COMPETITORS
Name chg % Market cap
ADBL 0.23 % रू 7028.89 करोड
GBIME 0.24 % रू 9193.81 करोड
KBL 2.01 % रू 4232.93 करोड
MEGA 2.34 % रू 4484.42 करोड
NIB 0.00 % रू 6497.52 करोड
NMB 0.24 % रू 6082.5 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
3 --- --- --- --- --- --- रू 0 रू 0
6_RWS --- --- --- --- --- --- रू 0 रू 0
10 --- --- --- --- --- --- रू 0 रू 0
13_RWS --- --- --- --- --- --- रू 0 रू 0
17 --- --- --- --- --- --- रू 0 रू 0
20 --- --- --- --- --- --- रू 0 रू 0
25 --- --- --- --- --- --- रू 0 रू 0
29_RWS --- --- --- --- --- --- रू 0 रू 0
34 --- --- --- --- --- --- रू 0 रू 0
38 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Cash and cash equivalent 9,922,300,549 9,986,114,277 7,051,364,674
Due from Nepal Rastra Bank 7,526,777,770 7,661,229,130 4,097,379,630
Placement with Bank and Financial Institutions 2,331,726,246 2,329,777,869 1,619,398,857
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 5,031,475,644 4,510,976,322 3,266,227,888
Loan and advances to Customers 119,274,468,073 113,447,296,157 80,915,442,917
Investment Securities 15,604,092,048 15,029,377,110 10,565,720,043
Current Tax Assets 25,915,236 13,314,547
Investment in Subsidiaries
Investment in Associates 60,023,000 60,023,000 51,023,000
Investment Property 494,328,098 496,489,981 224,593,387
Property and Equipment 1,018,527,688 1,045,406,998 812,817,794
Goodwill and Intangible assets 21,834,638 17,345,586 10,736,072
Deferred Tax Assets 39,719,905 55,856,222
Other Assets 972,468,418 1,061,040,434 97,231,394
Total Assets 162,283,937,408 155,684,796,771 109,656,188,935
Liabilities
Due to bank and Financial Institutions 5,564,758,041 7,939,352,430 12,379,257,546
Due to Nepal Rastra Bank 1,676,472,000 73,680,066 300,992,622
Derivative Financial Instrument
Deposit from Customers 130,995,217,721 124,508,448,654 80,353,534,960
Borrowings
Current Tax Liabilities 226,019,603
Provisions
Deferred Tax Liabilities 17,531,253
Other Liabilities 1,620,993,635 1,364,080,303 1,277,058,891
Debt securities issued
Subordinated Liabilities
Total Liabilities 139,874,972,650 134,111,581,057 94,310,844,020
Total Liabilities 139,874,972,650 134,111,581,057 94,310,844,020
Equity
Share Capital 16,083,036,930 13,985,249,504 9,686,851,700
Share Premium 644,823 644,823
Retained Earnings 1,378,290,467 2,120,777,329 2,461,117,139
Reserves 4,947,637,361 5,466,544,058 3,196,731,253
Total equity attributable to equity holders 22,408,964,758 21,573,215,714 15,345,344,915
Non-controlling interest
Total Equity 22,408,964,758 21,573,215,714 15,345,344,915
Total Liabilities and Equity 162,283,937,408 155,684,796,771 109,656,188,935

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 6,860,607,633 2,719,806,129 5,488,553,591
Interest Expense 3,945,556,900 1,659,301,021 3,323,943,556
Net interest Income 2,915,050,733 1,060,505,108 2,164,610,036
Fees and Commission Income 831,329,459 447,425,700 608,724,791
Fees and Commission Expense 31,993,664 9,578,195 24,196,428
Net fee and commission income 799,335,795 437,847,505 584,528,363
Net interest, fee and commission income 3,714,386,528 1,498,352,613 2,749,138,399
Net Trading income 115,094,794 63,229,551 114,777,394
Other Operating Income 103,626,264 10,272,790 29,089,370
Total Operating Income 3,933,107,587 1,571,854,954 2,893,005,163
Impairment charge/(reversal) for loans and other losses 212,302,294 251,617,545 311,985,799
Net Operating Income 3,720,805,293 1,320,237,410 2,581,019,364
Loans and Other Losses
Operating Expenses
Personal Expense 760,278,405 256,685,942 489,641,301
Other Operating Expense 277,677,272 94,161,705 186,118,083
Depreciation and Amortization 89,778,480 24,892,159 51,503,917
Operating Profit 2,593,071,136 944,497,604 1,853,756,062
Non operating Income
Non operating expenses 1,922,150
Profit before Income Tax 2,593,071,136 942,525,453 1,853,756,062
Income tax Expenses
   Current Tax 779,741,327 282,757,636 204,285,144
   Deferred Tax
Profit/(loss) for the period 1,813,329,809 659,767,817 1,300,787,384

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Profit/(loss) for the period 1,813,329,809 659,767,817 1,300,787,384
Other Comprehensive Income 68,780,460 -18,057,330 47,380,383
Total Comprehensive Income 1,882,110,269 641,710,487 1,348,167,767
Basic Earning per share 23 29 27
Diluted Earning per share 23 27 27
Profit attributable to:
   Equity holders of the Bank 1,813,329,809 659,767,817 1,300,787,384
   Non-controlling interests
Total 1,813,329,809 659,767,817 1,300,787,384
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 1,813,329,809 1,300,787,384
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -362,665,962 -203,526,982 -260,157,477
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund -529,723 -744,411 -80,183
d. Corporate Social Responsibility Fund -18,133,298 -10,176,349 -13,007,874
e. Employees Training Fund -2,608,328
f. Other 13,397,192 23,137,710 6,385,235
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -183,384,524 -487,878,357 1,031,318,758
b. Transfer from Regulator Reserve 2,239,089
Net Profit for quarter end available for distribution 1,264,252,583 338,446,521 865,958,704

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Capital fund to RWA 14 14 13
Non-Performing Loan (NPL) to Total loan 1 1 1
Total Loan Loss provision to Total NPL 198 169 137
Cost of Funds 6 6 8
Credit to Deposit Ratio 81 80 77
Base Rate 8 8 9
Interest Rate Spread 4 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 139 154 158
Earning Per share (EPS Annualized) 23 29 27
PE Ratio 20 10 10
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 468 - 442 316 - 257 286 - 233
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
PCBL 430 --- --- --- --- --- 49.31
ADBL 428 1 --- --- --- --- 1.83
GBIME 425 1 --- --- --- --- 57.99
KBL 305 6 --- --- --- --- 48.78
MEGA 306 7 --- --- --- --- 35.40
NIB 456 --- --- --- --- --- 8.57
NMB 421 1 --- --- --- --- 0.96
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2076/2077 15 % -- 15 % -- -- --
2 2075/2076 16 % -- 16 % -- -- --
3 2074/2075 16 % -- 16 % -- -- --
4 2073/2074 27 % -- 27 % 2018-04-12 -- --
5 2072/2073 17.25 % 1.21 % 18.46 % 2017-05-16 -- --
6 2071/2072 18 % 0.95 % 18.95 % 2016-03-31 3:1 Jan 31, 2017
Company Information
Registered Office
Head Office Location : Kamalpokhari, Kathmandu, Nepal
Email : info@pcbl.com.np
Phone : 4233388/4423432/4423433/4423436
Website : primebank.com.np
Registered At :
Share Registrar ( RTS )
Name : Civil Capital Limited
Email : ccm@civilcapital.com.np
Phone : 977-01-4262303, 4261251, 4259437,4251962
Address : CTC MALL ( Civil Trade Center) 6th Floor, Sundhara, Kathmandu
Website : www.civilcapitalmarket.com
Management
Name Designation
Mr. Rajendra Das Shrestha Chairman
Mr Uday Mohan Shrestha Director
Mr Narendra Bajracharya Director
Mr Prachandaman Shrestha Director
Mr Manoj Poudel Director
Mr. Sanjeev Manandhar Acting Chief Executive Officer
Mr. Gajendra Bista Director
Prof.Dr. Mangala Shrestha Independent Director
Mr. Santosh Baral Company Secretary
About Company

Prime Commercial Bank Ltd.

Introduction Prime Commercial Bank Ltd. was incorporated in September 2007 as the 21st commercial bank in Nepal. We are a Category ‘A’ Financial Institution registered under the “Banks and Financial Institutions Act” of Nepal. It has been established by prominent business personnel and professionals from diversified areas with a prime objective of providing 'Banking Services to Everyone' in the country where still large number of population are deprived of Banking Services. The bank has established itself as an emerging player in financial sector with focus in customer service excellence maintaining excellent relationship with valued customers. It is counted among the top 10 commercial banks in Nepal by independent raters and publications in the country. The Bank’s shares are listed and actively traded in the Nepal Stock Exchange (NEPSE).