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RLFL ( Reliance Finance Ltd. )

ISIN Number : NPE224A00003

As of Mar 30, 2021
237.00
2
0.84 %
Open
239
High
242
Low
237
Volume
12205
Prev. Close
239
Bid Price
144 ( 5010 )
Ask Price
146 ( 230 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 197.28 करोड
Outstanding Shares
8324160
Book Value
133.25
PBV
1.78
Stock P/E
24.33
Dividend ( 2076/2077 )
10.53 %
EPS
9.74
PB X PE
43.28
ROE
--
ROA
--
CAR
21.93
Industrial PE
7.27
Industrial EPS
9.24
52 Weeks High-Low
262 - 118
Lifetime High-Low
401 - 0
180 Day Average Price
213.55
PROMOTER SHARE VALUE
Reliance Lotus Finance Ltd. Promoter Share ( RLFLPO )
Open
109.00
High
109.00
Low
109.00
Close
109.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year ---
5 Years
-14.75%
COMPETITORS
Name chg % Market cap
BFC 0.00 % रू 134.28 करोड
CFCL 1 % रू 163.86 करोड
GFCL 1.56 % रू 218.53 करोड
GMFIL 0.00 % रू 185.76 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
22 --- --- --- --- --- --- रू 0 रू 0
28 --- --- --- --- --- --- रू 0 रू 0
32_RWS --- --- --- --- --- --- रू 0 रू 0
36 --- --- --- --- --- --- रू 0 रू 0
40 --- --- --- --- --- --- रू 0 रू 0
44 --- --- --- --- --- --- रू 0 रू 0
48 --- --- --- --- --- --- रू 0 रू 0
52 --- --- --- --- --- --- रू 0 रू 0
55 --- --- --- --- --- --- रू 0 रू 0
1 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 1st Quarter
Previous Quarter
76/77 - 2nd Quarter
Corresponding Previous Year Quarter
Cash and cash equivalent 1,967,821,000 1,290,226,000 n/a
Due from Nepal Rastra Bank 400,269,000 199,886,000 n/a
Placement with Bank and Financial Institutions n/a
Derivative Financial Instruments n/a
Other Trading Assets n/a
Loan and advances to B/Fis 369,850,000 420,000,000 n/a
Loan and advances to Customers 3,728,430,000 3,481,578,000 n/a
Investment Securities 246,991,000 383,883,000 n/a
Current Tax Assets n/a
Investment in Subsidiaries n/a
Investment in Associates n/a
Investment Property 715,000 715,000 n/a
Property and Equipment 45,675,000 26,479,000 n/a
Goodwill and Intangible assets 2,461,000 1,187,000 n/a
Deferred Tax Assets 8,157,000 n/a
Other Assets 28,317,000 27,839,000 n/a
Total Assets 6,798,684,000 5,831,791,000 n/a
Liabilities
Due to bank and Financial Institutions n/a
Due to Nepal Rastra Bank n/a
Derivative Financial Instrument n/a
Deposit from Customers 5,600,056,000 4,631,705,000 n/a
Borrowings n/a
Current Tax Liabilities 9,194,000 8,244,000 n/a
Provisions n/a
Deferred Tax Liabilities 8,407,000 n/a
Other Liabilities 80,275,000 43,697,000 n/a
Debt securities issued n/a
Subordinated Liabilities n/a
Total Liabilities 5,689,526,000 4,692,054,000 n/a
Total Liabilities 5,689,526,000 4,692,054,000 n/a
Equity
Share Capital 832,416,000 832,416,000 n/a
Share Premium 1,141,000 1,141,000 n/a
Retained Earnings 78,284,000 142,127,000 n/a
Reserves 197,318,000 164,053,000 n/a
Total equity attributable to equity holders 1,109,159,000 1,139,737,000 n/a
Non-controlling interest n/a
Total Equity 1,109,159,000 1,139,737,000 n/a
Total Liabilities and Equity 6,798,684,000 5,831,791,000 n/a

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 141,641,000 321,824,000 n/a
Interest Expense 112,069,000 203,532,000 n/a
Net interest Income 29,572,000 118,292,000 n/a
Fees and Commission Income 8,912,000 18,772,000 n/a
Fees and Commission Expense n/a
Net fee and commission income 8,912,000 18,772,000 n/a
Net interest, fee and commission income 38,484,000 137,064,000 n/a
Net Trading income n/a
Other Operating Income 60,694,000 2,654,000 n/a
Total Operating Income 99,178,000 139,718,000 n/a
Impairment charge/(reversal) for loans and other losses 30,028,000 -12,416,000 n/a
Net Operating Income 69,149,000 152,134,000 n/a
Loans and Other Losses n/a
Operating Expenses
Personal Expense 24,076,000 37,609,000 n/a
Other Operating Expense 13,532,000 22,017,000 n/a
Depreciation and Amortization 2,571,000 3,595,000 n/a
Operating Profit 28,970,000 88,912,000 n/a
Non operating Income n/a
Non operating expenses n/a
Profit before Income Tax 28,970,000 88,912,000 n/a
Income tax Expenses
   Current Tax 8,691,000 26,674,000 n/a
   Deferred Tax n/a
Profit/(loss) for the period 20,279,000 62,239,000 n/a

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 1st Quarter
Previous Quarter
76/77 - 2nd Quarter
Corresponding Previous Year Quarter
Profit/(loss) for the period 20,279,000 62,239,000 n/a
Other Comprehensive Income -25,645,000 834,000 n/a
Total Comprehensive Income -5,366,000 63,073,000 n/a
Basic Earning per share 10 15 n/a
Diluted Earning per share n/a
Profit attributable to:
   Equity holders of the Bank -5,366,000 62,239,000 n/a
   Non-controlling interests n/a
Total -5,366,000 62,239,000 n/a
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 20,279,000 62,239,000 n/a
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve 4,056,000 12,448,000 n/a
b. Capital Redemption Reserve n/a
c. Exchange Fluctuation Fund n/a
d. Corporate Social Responsibility Fund 203,000 622,000 n/a
e. Employees Training Fund n/a
f. Other n/a
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve -29,292,000 6,225,000 n/a
b. Transfer from Regulator Reserve n/a
Net Profit for quarter end available for distribution -13,271,000 42,944,000 n/a

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 1st Quarter
Previous Quarter
76/77 - 2nd Quarter
Corresponding Previous Year Quarter
Capital fund to RWA 22 24 n/a
Non-Performing Loan (NPL) to Total loan 3 2 n/a
Total Loan Loss provision to Total NPL 98 159 n/a
Cost of Funds 8 9 n/a
Credit to Deposit Ratio 62 70 n/a
Base Rate 11 12 n/a
Interest Rate Spread 5 5 n/a
Net Interest income to total income n/a
Non Interest Income to Operating Cost n/a
Interest Expenses to Interest Income n/a
Shareholder's Equity n/a
Number of Outstanding Share n/a
Net Worth Per Share 133 n/a
Earning Per share (EPS Annualized) 10 15 n/a
PE Ratio 17 8 n/a
Price to Book Ratio n/a
Return on Equity (Closing Annualized) n/a
Return on Asset n/a
Market Price High-Low 196 - 120 122 - 106 n/a
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
RLFL 237 2 --- --- --- --- ---
BFC 162 --- --- --- --- --- ---
CFCL 199 2 --- --- --- --- ---
GFCL 252 4 --- --- --- --- ---
GMFIL 215 --- --- --- --- --- ---
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2076/2077 10 % 0.53 % 10.53 % -- -- --
2 2075/2076 -- 6.58 % 6.58 % 2019-07-18 -- --
3 2074/2075 12 % 0.63 % 12.63 % -- -- --
4 2072/2073 15 % 0.79 % 15.79 % 2017-06-06 -- --
5 2071/2072 20 % 1.05 % 21.05 % 2018-06-21 -- --
Company Information
Registered Office
Head Office Location : kathmandu
Email : info@reliancenepal.com.com
Phone : 4223117
Website : https://reliancenepal.com.np/
Registered At :
Share Registrar ( RTS )
Name : Sunrise Capital Limited
Phone : 977-01-4428550
Address : Kamalphokhari, Kathmandu, Nepal.
Website : www.ncm.com.np
Management
Name Designation
Anil Shrestha Chief Executive Officer
Dharmendra kaji Shrestha Chairman
Sur Krishna Vaidya Director
Bishnu man Joshi Director
Ravi Krishna Shrestha Director
Shanker Raj Gautam Director
Basanta Bahadur Shakya Professional Director
About Company

Reliance Finance Ltd.

Reliance Finance Limited is a ‘C’ Class Financial institution, incorporated in 2066 B.S, licensed by Nepal Rastra Bank, to undertake financial services in the country. It started its operations in 18th Mangshir 2066 as 84th Finance Company of Nepal under the Bank and Financial Institution (BAFIA) Act 2063. The registered office of the Company is located in Kathmandu Metropolitan City, Ward No. 31, at Pradarsani Marg, BJ Bhawan opposite to Padmodaya School. The company has its branch office at New Road in Kathmandu. It also has its branch offices at New Road, Pokhara, Narayangarh, Besisahar, Janagal, Arughat and Charali.

Objectives 

The main objective of the company is to be recognized for its Excellencies and Competency of providing financial solutions delivered through exquisite personalized service and sophisticated technology that would ultimately serve and safeguard the interest of its stakeholders. The following are the goals of our Company:

  • To provide fast, reliable and promising services in this competitive environment.
  • To cater to the changing needs of the customers by providing customized products and services.
  • To contribute to the economic and social welfare of the industries, business organizations and general public.
  • To persist for the perpetual existence and growth of the business.