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RMDC ( RMDC Laghubitta Bittiya Sanstha Limited )

ISIN Number : NPE231A00008

As of Mar 30, 2021
1196.00
26.00
2.22 %
Open
1170
High
1206
Low
1171
Volume
39118
Prev. Close
1170
Bid Price
650 ( 100 )
Ask Price
657 ( 90 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 1236.93 करोड
Outstanding Shares
10342219.4
Book Value
258.23
PBV
4.63
Stock P/E
53.9
Dividend ( 2076/2077 )
20 %
EPS
22.19
PB X PE
249.63
ROE
8.59
ROA
2.14
CAR
23.63
Industrial PE
39.14
Industrial EPS
58.65
52 Weeks High-Low
Lifetime High-Low
1650 - 506
180 Day Average Price
--
PROMOTER SHARE VALUE
Rural Microfinance Development Centre Ltd. Promoter Share ( RMDCPO )
Open
327.00
High
327.00
Low
327.00
Close
327.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year ---
5 Years ---
COMPETITORS
Name chg % Market cap
DDBL 3.24 % रू 1762.53 करोड
GBLBS 2.18 % रू 1060.12 करोड
MERO 1.80 % रू 1470 करोड
NICLBSL 1.04 % रू 1123.32 करोड
SKBBL 1.45 % रू 2100.48 करोड
SLBS 0.79 % रू 2711.87 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
50 --- --- --- --- --- --- रू 0 रू 0
53 --- --- --- --- --- --- रू 0 रू 0
58 --- --- --- --- --- --- रू 0 रू 0
3 --- --- --- --- --- --- रू 0 रू 0
6_RWS --- --- --- --- --- --- रू 0 रू 0
10 --- --- --- --- --- --- रू 0 रू 0
13_RWS --- --- --- --- --- --- रू 0 रू 0
17 --- --- --- --- --- --- रू 0 रू 0
20 --- --- --- --- --- --- रू 0 रू 0
25 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Cash and cash equivalent 169,081,620 146,526,960 147,562,570
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 156,046,000 68,487,040 193,413,550
Total Assets 10,712,791,790 9,893,892,410 10,021,346,820
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 224,707,050 284,162,310 282,506,380
Debt securities issued
Subordinated Liabilities
Total Liabilities 10,712,791,790 9,893,892,410 10,021,346,820
Total Liabilities 10,712,791,790 9,893,892,410 10,021,346,820
Equity
Share Capital 1,034,221,940 1,034,221,940 899,323,430
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 391,693,380 207,294,570 557,805,390
Interest Expense
Net interest Income 201,204,400 101,831,150 233,362,430
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 25,010,170 11,666,690 21,686,090
Total Operating Income 226,214,570 113,497,840 255,048,520
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 10,176,010 6,438,030 9,881,480
Depreciation and Amortization
Operating Profit 181,957,990 96,163,980 228,383,170
Non operating Income 181,580 118,750
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 114,747,930 60,583,310 146,166,270

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Profit/(loss) for the period 114,747,930 60,583,310 146,166,270
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 22 23 33
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Capital fund to RWA 24 26 26
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income 12
Non Interest Income to Operating Cost 92
Interest Expenses to Interest Income 49
Shareholder's Equity 2,670,660,340,000
Number of Outstanding Share 10,342,219
Net Worth Per Share 258 253 273
Earning Per share (EPS Annualized) 22 23 33
PE Ratio 53 37 19
Price to Book Ratio 5
Return on Equity (Closing Annualized) 9
Return on Asset 2
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
RMDC 1196 26 --- --- --- --- ---
DDBL 1753 55 --- --- --- --- ---
GBLBS 1079 23 --- --- --- --- ---
MERO 1470 26 --- --- --- --- ---
SKBBL 1680 24 --- --- --- --- ---
SLBS 2169 17 --- --- --- --- ---
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2076/2077 15 % 5 % 20 % -- -- --
2 2075/2076 12.5 % 12.5 % 25 % 2020-01-15 -- --
3 2074/2075 10 % 10 % 20 % -- -- --
4 2073/2074 5 % 15 % 20 % -- -- --
5 2072/2073 10 % 10 % 20 % 2017-05-26 -- --
6 2071/2072 16.32 % 10 % 26.32 % 2016-02-28 -- --
Company Information
Registered Office
Head Office Location : Putalisadak, Kathmandu
Email : rmdc@wlink.com.np
Phone : 4268019-20
Website : http://www.rmdcnepal.com/
Registered At :
Share Registrar ( RTS )
Name : Sunrise Capital Limited
Phone : 977-01-4428550
Address : Kamalphokhari, Kathmandu, Nepal.
Website : www.ncm.com.np
Management
Name Designation
Mr. Jyoti Chandra Ojha Chief Executive Officer
Sujata Joshi Chairman
Mr. Jayendra Bikram Shah Member
Namita Dixit Director
Samata Panta (Bhatta) Director
Mr. Bhim Prasad Timalsina Member
Mr. Basudev Acharya Member
About Company

RMDC Laghubitta Bittiya Sanstha Limited

The RMDC Laghubitta Bittiya Sanstha Ltd. (Previously known as, "Rural Microfinance Development Centre Ltd."), is a wholesale lending organization in Nepal. It was registered on 30 October 1998 under the then ‘Company Act, 1996’ as a public limited company with the mandate to operate as a wholesale lending organization within the framework of the then ‘Development Bank Act, 1995’. RMDC was reregistered under the current unified banking law, the ‘Bank and Financial Institution Act (BFIA), 2006’ as a class ‘D’ financial institution. RMDC commenced its lending operation from January 2000. The main function of RMDC is wholesale lending to MFIs. Besides, it has been extending institutional capacity building supports to MFIs. Currently, RMDC is one of the prominent wholesale lending organizations for MFIs in the country. Its partners' outreach shares nearly 70% of the entire microfinance industry’s business in the country.