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Shivam Cement

RMDC ( RMDC Laghubitta Bittiya Sanstha Limited )

ISIN Number : NPE231A00008

As of Mar 22, 2020
590.00
25
4.07 %
Open
605
High
605
Low
590
Volume
1593
Prev. Close
615
Bid Price
650 ( 100 )
Ask Price
657 ( 90 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 530.6 करोड
Outstanding Shares
8993234.3
Book Value
273.34
PBV
2.16
Stock P/E
18.15
Dividend ( 2075/2076 )
25 %
EPS
32.51
PB X PE
39.17
ROE
--
ROA
--
CAR
25.72
Industrial PE
28.88
Industrial EPS
56.26
52 Weeks High-Low
900 - 525
Lifetime High-Low
1650 - 506
180 Day Average Price
642.43
PROMOTER SHARE VALUE
Rural Microfinance Development Centre Ltd. Promoter Share ( RMDCPO )
Open
330.00
High
327.00
Low
327.00
Close
327.00
Dec 19, 2018 ADJUSTED PRICE OF RMDC
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-24.74%
3 Months ---
YTD
8.86%
1 Year
11.11%
5 Years ---
COMPETITORS
Name chg % Market cap
DDBL 0.13 % रू 763.12 करोड
FMDBL 5.25 % रू 332.31 करोड
GBLBS 3.58 % रू 396.93 करोड
MERO 1.82 % रू 461.78 करोड
SKBBL 1.39 % रू 990.23 करोड
SWBBL 8.08 % रू 927.9 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
49 1000 रू 6.03 लाख रू 3.02 हजार --- --- --- रू 6.03 लाख रू 3.02 हजार
29 --- --- --- 859 रू 5.17 लाख रू 2.59 हजार रू 5.17 लाख रू 2.59 हजार
53 164 रू 97.15 हजार रू 534.33 50 रू 29.55 हजार रू 177.3 रू 1.27 लाख रू 711.63
59 --- --- --- 200 रू 1.21 लाख रू 663.3 रू 1.21 लाख रू 663.3
58 200 रू 1.2 लाख रू 660 --- --- --- रू 1.2 लाख रू 660
1 --- --- --- 200 रू 1.2 लाख रू 657.8 रू 1.2 लाख रू 657.8
34 200 रू 1.18 लाख रू 650.1 --- --- --- रू 1.18 लाख रू 650.1
25 --- --- --- 100 रू 60.4 हजार रू 332.2 रू 60.4 हजार रू 332.2
40 --- --- --- 75 रू 44.55 हजार रू 267.3 रू 44.55 हजार रू 267.3
39 --- --- --- 59 रू 34.81 हजार रू 208.86 रू 34.81 हजार रू 208.86

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 147,562,570 820,931,740 81,759,540
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 193,413,550 205,098,330 212,628,040
Total Assets 10,021,346,820 10,442,630,780 8,849,121,830
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 282,506,380 223,742,580 260,375,880
Debt securities issued
Subordinated Liabilities
Total Liabilities 10,021,346,820 10,442,630,780 8,849,121,830
Total Liabilities 10,021,346,820 10,442,630,780 8,849,121,830
Equity
Share Capital 899,323,430 799,398,070 799,398,600
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 557,805,390 278,000,460 491,314,720
Interest Expense
Net interest Income 233,362,430 118,576,930 233,736,230
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 21,686,090 11,012,910 26,912,790
Total Operating Income 255,048,520 129,589,840 260,649,020
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 9,881,480 4,858,700 7,158,370
Depreciation and Amortization
Operating Profit 228,383,170 115,636,680 231,184,770
Non operating Income 118,750
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 146,166,270 73,507,190 146,828,790

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 146,166,270 73,507,190 146,828,790
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 33 17 37
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 26 25 24
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 273 312 279
Earning Per share (EPS Annualized) 33 17 37
PE Ratio 19 37 15
Price to Book Ratio
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
RMDC 590 15 --- 24.74 --- 8.86 11.11
DDBL 759 16 --- 20.44 --- 12.96 29.74
FMDBL 415 16 --- 29.18 --- 28.48 12.16
GBLBS 404 18 --- 25.19 --- 25.08 9.82
MERO 540 1 --- 23.73 --- 19.21 2.7
SKBBL 990 6 --- 19.18 --- 19.42 14.45
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 12.5 % 12.5 % 25 % 2020-01-15 -- --
2 2074/2075 10 % 10 % 20 % -- -- --
3 2073/2074 5 % 15 % 20 % -- -- --
4 2072/2073 10 % 10 % 20 % 2017-05-26 -- --
5 2071/2072 16.32 % 10 % 26.32 % 2016-02-28 -- --
6 2070/2071 10 % 21.58 % 31.58 % 2015-02-13 -- --
Company Information
Registered Office
Head Office Location : Putalisadak, Kathmandu
Email : rmdc@wlink.com.np
Phone : 4268019-20
Website : http://www.rmdcnepal.com/
Registered At :
Share Registrar ( RTS )
Name : Sunrise Capital Limited
Phone : 977-01-4428550
Address : Kamalphokhari, Kathmandu, Nepal.
Website : www.ncm.com.np
Management
Name Designation
Mr. Jyoti Chandra Ojha Chief Executive Officer
Sujata Joshi Chairman
Mr. Jayendra Bikram Shah Member
Namita Dixit Director
Samata Panta (Bhatta) Director
Mr. Bhim Prasad Timalsina Member
Mr. Basudev Acharya Member
About Company

RMDC Laghubitta Bittiya Sanstha Limited

The RMDC Laghubitta Bittiya Sanstha Ltd. (Previously known as, "Rural Microfinance Development Centre Ltd."), is a wholesale lending organization in Nepal. It was registered on 30 October 1998 under the then ‘Company Act, 1996’ as a public limited company with the mandate to operate as a wholesale lending organization within the framework of the then ‘Development Bank Act, 1995’. RMDC was reregistered under the current unified banking law, the ‘Bank and Financial Institution Act (BFIA), 2006’ as a class ‘D’ financial institution. RMDC commenced its lending operation from January 2000. The main function of RMDC is wholesale lending to MFIs. Besides, it has been extending institutional capacity building supports to MFIs. Currently, RMDC is one of the prominent wholesale lending organizations for MFIs in the country. Its partners' outreach shares nearly 70% of the entire microfinance industry’s business in the country.