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Shivam Cement

SANIMA ( Sanima Bank Limited ) NEPSE Group A Company

ISIN Number : NPE032A00000

As of Mar 22, 2020
324.00
4.00
1.25 %
Open
326
High
332
Low
317
Volume
11110
Prev. Close
320
Bid Price
340 ( 2560 )
Ask Price
341 ( 1937 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 2851.65 करोड
Outstanding Shares
88013809.84
Book Value
139.06
PBV
2.33
Stock P/E
12.39
Dividend ( 2075/2076 )
21.05 %
EPS
26.15
PB X PE
28.87
ROE
20.75
ROA
1.91
CAR
12.78
Industrial PE
69.96
Industrial EPS
24.59
52 Weeks High-Low
437 - 300
Lifetime High-Low
929 - 130
180 Day Average Price
329.99
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD
3.51%
1 Year
1.89%
5 Years
-41.30%
COMPETITORS
Name chg % Market cap
CZBIL 2.7 % रू 1551.99 करोड
EBL 2.86 % रू 5208.25 करोड
HBL 3.85 % रू 4260.13 करोड
NABIL 3.97 % रू 6317.3 करोड
PRVU 0.44 % रू 2000.85 करोड
MORE ON WEB
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
44 --- --- --- 6010 रू 19.1 लाख रू 9.55 हजार रू 19.1 लाख रू 9.55 हजार
13 5470 रू 17.48 लाख रू 8.74 हजार --- --- --- रू 17.48 लाख रू 8.74 हजार
6 4500 रू 14.33 लाख रू 7.16 हजार 500 रू 1.6 लाख रू 877.25 रू 15.92 लाख रू 8.04 हजार
45 250 रू 80.25 हजार रू 441.38 1500 रू 4.76 लाख रू 2.62 हजार रू 5.56 लाख रू 3.06 हजार
22 --- --- --- 800 रू 2.59 लाख रू 1.42 हजार रू 2.59 लाख रू 1.42 हजार
59 --- --- --- 500 रू 1.63 लाख रू 896.5 रू 1.63 लाख रू 896.5
48 --- --- --- 500 रू 1.6 लाख रू 880 रू 1.6 लाख रू 880
8 200 रू 63.6 हजार रू 349.8 200 रू 63.6 हजार रू 349.8 रू 1.27 लाख रू 699.6
42 145 रू 46.4 हजार रू 278.4 200 रू 65.2 हजार रू 358.6 रू 1.12 लाख रू 637
34 --- --- --- 300 रू 96.32 हजार रू 529.76 रू 96.32 हजार रू 529.76

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 2,867,240,171 3,124,966,436 7,185,231,000
Due from Nepal Rastra Bank 6,446,411,855 7,250,030,043
Placement with Bank and Financial Institutions 2,631,952,496 1,097,311,046
Derivative Financial Instruments 66,965,952 38,796,408
Other Trading Assets 476,967,537 467,293,752
Loan and advances to B/Fis 2,872,990,417 2,467,293,752
Loan and advances to Customers 88,712,927,665 83,521,341,117
Investment Securities 13,652,106,473 13,789,467,338
Current Tax Assets
Investment in Subsidiaries 250,000,000 250,000,000
Investment in Associates
Investment Property
Property and Equipment 1,146,378,085 1,183,463,713
Goodwill and Intangible assets 64,228,569 72,154,439
Deferred Tax Assets 16,288,727 15,228,818
Other Assets 1,041,234,877 1,732,103,461 1,172,236,000
Total Assets 120,245,692,824 115,009,324,980 101,796,760,000
Liabilities
Due to bank and Financial Institutions 4,445,173,496 3,077,625,767
Due to Nepal Rastra Bank 1,204,043,299 1,318,037,597
Derivative Financial Instrument
Deposit from Customers 99,300,500,824 95,921,772,268 85,680,841,000
Borrowings
Current Tax Liabilities 45,573,044 227,078,729
Provisions 56,803,973 37,220,416
Deferred Tax Liabilities
Other Liabilities 1,229,300,811 1,009,924,825 1,352,460,000
Debt securities issued 1,724,712,000 1,724,712,000 1,724,712,000
Subordinated Liabilities
Total Liabilities 108,006,107,448 103,316,371,602 101,796,760,000
Total Liabilities 108,006,107,448 103,316,371,602 101,796,760,000
Equity
Share Capital 8,801,380,984 8,801,380,984 8,001,255,000
Share Premium
Retained Earnings 1,017,954,336 342,472,499
Reserves 2,420,250,057 2,549,099,895
Total equity attributable to equity holders 12,239,585,377 11,692,953,378
Non-controlling interest
Total Equity 12,239,585,377 11,692,953,378
Total Liabilities and Equity 120,245,692,824 115,009,124,980

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 5,770,066,329 2,960,540,162 5,069,684,000
Interest Expense 3,602,079,502 1,815,491,347
Net interest Income 2,167,986,827 1,145,048,815 1,909,440,000
Fees and Commission Income 412,134,830 207,302,223
Fees and Commission Expense 53,954,158 21,882,697
Net fee and commission income 358,180,673 185,419,526
Net interest, fee and commission income 2,526,167,499 1,330,468,341
Net Trading income 235,450,248 102,472,705
Other Operating Income 51,864,351 49,588,653 235,034,000
Total Operating Income 2,813,482,098 1,482,529,698 2,532,598,000
Impairment charge/(reversal) for loans and other losses 218,288,152 110,195,542
Net Operating Income 2,595,193,946 1,372,334,156
Loans and Other Losses 110,195,542
Operating Expenses
Personal Expense 621,664,517 370,719,188
Other Operating Expense 280,715,362 133,704,393 294,143,000
Depreciation and Amortization 69,019,639 33,606,641
Operating Profit 1,623,794,428 834,303,934 1,393,741,000
Non operating Income 568,569 483,927 773,000
Non operating expenses 17,686 17,686
Profit before Income Tax 1,624,345,311 834,770,174
Income tax Expenses
   Current Tax 476,880,009 241,168,552
   Deferred Tax
Profit/(loss) for the period 1,147,465,302 593,601,622 982,087,000

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 1,147,465,302 593,601,622 982,087,000
Other Comprehensive Income -3,533,030 -1,059,909
Total Comprehensive Income 1,143,932,272 592,541,713
Basic Earning per share 26 26 25
Diluted Earning per share 26 26
Profit attributable to:
   Equity holders of the Bank 1,147,465,302 593,601,622
   Non-controlling interests 593,601,622
Total 1,147,465,302 593,601,622
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 1,147,465,302 275,440,692
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve 229,493,060 118,720,324
b. Capital Redemption Reserve 26,428,572 13,214,286
c. Exchange Fluctuation Fund 791,453 461,742
d. Corporate Social Responsibility Fund 11,474,653 596,016
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 179,828,561
b. Transfer from Regulator Reserve 71,644,966
Net Profit for quarter end available for distribution 950,922,529 275,440,692

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 13 13 13
Non-Performing Loan (NPL) to Total loan 0 0 0
Total Loan Loss provision to Total NPL 336 552
Cost of Funds 7
Credit to Deposit Ratio 78
Base Rate 9
Interest Rate Spread 4
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 139 133 133
Earning Per share (EPS Annualized) 26 26 25
PE Ratio 13 12 12
Price to Book Ratio
Return on Equity (Closing Annualized) 21
Return on Asset 2
Market Price High-Low 350 - 300 361 - 300 346 - 295
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
SANIMA 324 2 --- --- --- 3.51 1.89
CZBIL 180 3 --- --- --- 1.64 18.18
EBL 612 6 --- --- --- 16.57 0.82
HBL 500 10 --- --- --- 1.77 2.46
NABIL 701 43 --- --- --- 1.59 5.65
PRVU 225 5 --- --- --- 0.45 8.91
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 10 % 11.0526 % 21.0526 % -- -- --
2 2074/2075 -- 14 % 14 % -- -- --
3 2073/2074 16 % -- 16 % -- -- --
4 2072/2073 15 % 0.79 % 15.79 % -- 30 Jun 22, 2017
5 2071/2072 20 % 1.05 % 21.05 % -- 2:1 Sep 18, 2016
6 2070/2071 15 % 0.79 % 15.79 % 2014-12-31 -- --
Company Information
Registered Office
Head Office Location : NAXAL
Email : RUDRA@sanimabank.com
Phone : 4428979
Website : https://www.sanimabank.com/
Registered At :
Share Registrar ( RTS )
Name : Sanima Capital Limited
Phone : 977-01-4428956/57
Address : Narayanchaur, Naxal, Kathmandu, Nepal.
Website : www.sanima.capital
Management
Name Designation
Bhuvan Kumar Dahal Chief Executive Officer
Mr. Binaya Kumar Shrestha Chairman
Mr. Tuk Prashad Poudel Director
Mr. Shamba Lama Director
Mr. Bharat Kumar Pokhrel Director
Mr. Mahesh Ghimire Director
Mr. Uttam Bhattarai Director
About Company

Sanima Bank Limited

INTRODUCTION Sanima, promoted by prominent and dynamic Non-Resident Nepalese (NRNs) Businessmen, commenced its operation in 2004 as a National Level Development Bank. Since February 2012, Sanima has been functioning as an "A" Class Commercial Bank with its registered office at 'Alakapuri', Naxal, Kathmandu. Sanima Bank is committed to provide one window financial solutions to the different customer segments and to achieve healthy growth in profitability consistent with the bank's risk appetite. The Bank has been dedicated to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance. As a result, Sanima is perceived as a Strong and Reliable player in the banking industry. Sanima has been committed to meet customer expectations in all areas of its business through continuous improvement for overall benefit of the economy. Sanima Bank offers a wide range of banking products and financial services to corporate and retail customers through 58 full-fledged branches from Mechi to Mahakali and one extension counter. Vision To be a trusted and leading bank in Nepal Mission We will continuously be innovative and keep up with changes to satisfy investors, staff, customers, regulators and the people of the community we serve. Capital Structure (As on Asar End 2074) Authorised Capital :Rs.9,000,000,000 Issued Capital :Rs.8,001,255,440 Paid-up Capital :Rs.8,001,255,440 Shareholding Pattern Promoters :51% General Public :49%