info@investingnepal.com
+977 4417635
Contact Us
Shivam Cement

SHINE ( Shine Resunga Development Bank Ltd. ) NEPSE Group A Company

ISIN Number : NPE097A00003

As of Mar 22, 2020
255.00
5
1.92 %
Open
256
High
256
Low
255
Volume
1770
Prev. Close
260
Bid Price
241 ( 150 )
Ask Price
242 ( 530 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 668.84 करोड
Outstanding Shares
26229041.24
Book Value
153.71
PBV
1.66
Stock P/E
11.12
Dividend ( 2075/2076 )
15 %
EPS
22.94
PB X PE
18.44
ROE
--
ROA
--
CAR
15.48
Industrial PE
19.12
Industrial EPS
12.98
52 Weeks High-Low
337 - 219
Lifetime High-Low
681 - 167
180 Day Average Price
259.66
PROMOTER SHARE VALUE
Shine Resunga Development Bank Ltd. Promoter Share ( SHINEP )
Open
177.00
High
177.00
Low
177.00
Close
177.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month
-16.94%
3 Months ---
YTD
8.05%
1 Year
10.87%
5 Years
-27.14%
COMPETITORS
Name chg % Market cap
GDBL 0.99 % रू 552.75 करोड
JBBL 2.35 % रू 514.61 करोड
KSBBL 1.94 % रू 386.11 करोड
LBBL 0.00 % रू 460.48 करोड
MLBL 1.55 % रू 605.2 करोड
SADBL 0.70 % रू 372.75 करोड
MORE ON WEB
No floorsheets were found.
{{ aggregate.website.name }} {{aggregate.title}}
STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 22, 2020)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
4 1770 रू 4.52 लाख रू 2.49 हजार --- --- --- रू 4.52 लाख रू 2.49 हजार
34 --- --- --- 700 रू 1.79 लाख रू 981.75 रू 1.79 लाख रू 981.75
14 --- --- --- 500 रू 1.28 लाख रू 704 रू 1.28 लाख रू 704
7 --- --- --- 500 रू 1.28 लाख रू 701.25 रू 1.28 लाख रू 701.25
22 --- --- --- 50 रू 12.75 हजार रू 76.5 रू 12.75 हजार रू 76.5
8 --- --- --- 20 रू 5.1 हजार रू 30.6 रू 5.1 हजार रू 30.6
10_RWS --- --- --- --- --- --- रू 0 रू 0
18 --- --- --- --- --- --- रू 0 रू 0
21 --- --- --- --- --- --- रू 0 रू 0
26 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Cash and cash equivalent 4,185,268,191 4,546,021,701 1,026,240,590
Due from Nepal Rastra Bank 1,166,445,075 1,140,788,701
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis 376,072,006 504,451,931
Loan and advances to Customers 23,898,248,059 23,401,983,432
Investment Securities 1,335,807,748 1,325,882,131
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property 3,676,467
Property and Equipment 367,693,962 366,862,145
Goodwill and Intangible assets 13,585,156 12,120,482
Deferred Tax Assets 39,885,445 20,830,558
Other Assets 110,893,196 190,591,270
Total Assets 31,493,898,838 31,441,020,164 18,518,117,940
Liabilities
Due to bank and Financial Institutions 345,666,071 355,805,980
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 26,775,630,121 26,857,677,892 16,102,372,050
Borrowings
Current Tax Liabilities 112,441 52,610,558
Provisions
Deferred Tax Liabilities
Other Liabilities 340,755,818 332,457,872 256,310,420
Debt securities issued
Subordinated Liabilities
Total Liabilities 27,462,164,451 27,598,552,302 18,518,117,940
Total Liabilities 27,462,164,451 27,598,552,302 18,518,117,940
Equity
Share Capital 2,622,904,124 2,622,904,124 1,622,665,260
Share Premium
Retained Earnings 873,555,939 622,276,072
Reserves 535,274,324 597,287,667
Total equity attributable to equity holders 4,031,734,387 3,842,467,862
Non-controlling interest
Total Equity 4,031,734,387 3,842,467,862
Total Liabilities and Equity 31,493,898,838 31,441,020,164

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 1,744,785,662 875,419,775 1,007,486,210
Interest Expense 1,058,112,985 547,852,548
Net interest Income 686,672,677 327,567,227 409,980,710
Fees and Commission Income 82,359,197 45,107,568
Fees and Commission Expense
Net fee and commission income 82,359,197 45,107,568
Net interest, fee and commission income 769,031,874 372,674,795
Net Trading income
Other Operating Income 6,378,629 5,707,767 51,993,240
Total Operating Income 775,410,503 378,382,563 470,048,770
Impairment charge/(reversal) for loans and other losses 46,512,222 48,805,846
Net Operating Income 728,898,281 329,576,717
Loans and Other Losses
Operating Expenses
Personal Expense 184,567,074 88,340,110
Other Operating Expense 97,189,832 50,605,598 65,238,260
Depreciation and Amortization 20,048,835 8,529,706
Operating Profit 427,092,540 182,101,303 310,883,340
Non operating Income 1,804,710
Non operating expenses
Profit before Income Tax 427,092,540 182,101,303
Income tax Expenses
   Current Tax 126,297,940 54,630,391
   Deferred Tax
Profit/(loss) for the period 300,794,600 127,470,912 199,034,840

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Profit/(loss) for the period 300,794,600 127,470,912 199,034,840
Other Comprehensive Income -6,520,605 -2,078,841
Total Comprehensive Income 294,273,995 125,392,071
Basic Earning per share 23 19 13
Diluted Earning per share 23 19
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended 300,794,600
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve -60,158,920 -25,078,414
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund -3,007,946
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve 16,032,986 -72,459,062
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution 253,660,720 27,854,595

Ratios as per NRB Directives

Particular
This Quarter
76/77 - 2nd Quarter
Previous Quarter
76/77 - 1st Quarter
Corresponding Previous Year Quarter
75/76 - 2nd Quarter
Capital fund to RWA 15 17 14
Non-Performing Loan (NPL) to Total loan 1 0
Total Loan Loss provision to Total NPL 204 277
Cost of Funds 8 8
Credit to Deposit Ratio 76 77
Base Rate 10 10
Interest Rate Spread 6 5
Net Interest income to total income
Non Interest Income to Operating Cost
Interest Expenses to Interest Income
Shareholder's Equity
Number of Outstanding Share
Net Worth Per Share 154 147 124
Earning Per share (EPS Annualized) 23 19 13
PE Ratio 11 13 11
Price to Book Ratio 1
Return on Equity (Closing Annualized)
Return on Asset
Market Price High-Low 256 - 223 137 - 137 256 - 221
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
SHINE 255 1 --- 16.94 --- 8.05 10.87
JBBL 166 1 --- 16.16 --- 9.21 22.06
KSBBL 152 3 --- 11.63 --- 12.59 7.80
LBBL 178 3 --- 11 --- 8.72 3.49
MLBL 197 3 --- 11.66 --- 13.22 15.20
SADBL 143 1 --- 16.86 --- 4.38 0.00
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 15 % -- 15 % -- -- --
2 2074/2075 17.7 % 0.93 % 18.63 % -- -- --
3 2073/2074 25 % -- 25 % -- -- --
4 2072/2073 27 % -- 27 % 2017-04-24 -- --
5 2071/2072 27 % 1.42 % 28.42 % 2016-08-28 -- --
6 2070/2071 10 % 12 % 22 % 2014-11-23 -- --
Company Information
Registered Office
Head Office Location : TAMGHAS-1
Email : info@srdb.com.np
Phone : 079-520715-520995
Website : http://www.srdb.com.np/
Registered At :
Share Registrar ( RTS )
Name : NIBL Ace Capital Limited
Email : info@niblcapital.com
Phone : 1-4005157, 1-4425280
Address : Lazimpat Kathmandu, Nepal
Website : https://niblcapital.com
Management
Name Designation
Prakash Poudel Chief Executive Officer
Rajendra Prasad Shrestha Chairman
Thaneshwor Poudel Director
Dr. Tara Pd. Upadhyaya (Gyawali) Director
Mohan Chapagain Director
Er. Suraj Upreti Director
About Company

Shine Resunga Development Bank Ltd.

Shine Resunga Development Bank Limited (SRDB) is a "B" class regional level licensed financial institution from Nepal Rastra Bank (NRB). SRDB has been able lead the way for regional level development banks of Nepal in terms of balance sheet size, number of clients, customer service and satisfaction, and good governance. SRDB operates in ten districts which are:   Rupandehi, Nawalparasi, Kapilvastu, Palpa, Gulmi, Argakhachi, Baglung, Dang, Pyuthan & Chitwan. Whereas nine districts have already been covered by the bank, it’s going to expand its operation in Chitwan district very soon.

The bank has the privilege to be the first regional bank to complete merger in Western Region of Nepal. As a merged entity, Shine Resunga Development Bank Limited started joint operation from 4th of Chaitra 2069 after successful merger of Shine Development Bank Limited based on Rupandehi and Resunga Bikas Bank Limited based on Gulmi. Encouraged as being the leader among regional development bank, it further completed successful second merger with Guamukhee  Bikas  Bank  Limited  based on Pyuthan and started joint operation from 29th Jestha 2073. SRDB, since then, is operating as a cohesive unit aiming at best possible services to its most valued customers.

 The bank is providing various financial services to more than 1,75,000 clients through its 36 branches and 1 extension counters spread over nine districts. SRDB is committed to achieve its ultimate goal of providing service excellence to the clients associated with it. In addition to that, as a leading regional development bank, it realizes its role to be one of the most professionally run and governed bank. Therefore, SRDB is proud to have gained great level of trust and continues support from its valued clients. Furthermore, the bank is fully focused to provide access to finance to underprivileged and backward communities residing in remote parts of its working area. Providing financial literacy programs, financing agricultural needs, and trying to uplift the economic status of the community are other main objectives of the bank. The bank believes that safeguarding and efficiently utilizing financial resources of its depositors and shareholders, providing great service experience and financial service to its valued clients, making bank a good employer to its employees by providing them opportunities to learn and grow are its main social responsibility function. However, SRDB, as a good corporate citizen, is also proud to get involved in other activities of social cause and importance.