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SMFDB ( Summit Laghubitta Bittiya Sanstha Limited )

ISIN Number : NPE099A00009

As of Mar 30, 2021
1627.00
142.00
9.56 %
Open
1485
High
1633
Low
1554
Volume
56266
Prev. Close
1485
Bid Price
561 ( 100 )
Ask Price
574 ( 100 )
BASIC CHART
KEY INDICATORS
Market Capitalization
रू 641.53 करोड
Outstanding Shares
3943000
Book Value
136.71
PBV
11.9
Stock P/E
75.5
Dividend ( 2075/2076 )
22.21 %
EPS
21.55
PB X PE
898.52
ROE
15.76
ROA
2.23
CAR
14.64
Industrial PE
39.14
Industrial EPS
58.65
52 Weeks High-Low
1633 - 737
Lifetime High-Low
3774 - 168
180 Day Average Price
1173.91
PROMOTER SHARE VALUE
Summit Micro Finance Development Bank Ltd. Promoter Share ( SMFDBP )
Open
690.00
High
680.00
Low
680.00
Close
680.00
Classic Tech Red Label
PRICE PERFORMANCE
5 Days ---
1 Month ---
3 Months ---
YTD ---
1 Year ---
5 Years
-49.55%
COMPETITORS
Name chg % Market cap
JBLBSL --- ---
KLBSL 2.43 % रू 663.45 करोड
LLBS 4.71 % रू 640.09 करोड
MMFDB 6.32 % रू 643.78 करोड
NADEP 4.95 % रू 420.59 करोड
SLBBL 4.38 % रू 522.92 करोड
MORE ON WEB
No floorsheets were found.
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STOCK TRADING STRATEGIES
No strategies are available.
TOP BROKERS (As of - Mar 31, 2021)
Sell Buy
Code Qty Amt Commission (Est) Qty Amt Commission (Est) Total Amount Total Commission
7_RWS --- --- --- --- --- --- रू 0 रू 0
11 --- --- --- --- --- --- रू 0 रू 0
14_RWS --- --- --- --- --- --- रू 0 रू 0
19 --- --- --- --- --- --- रू 0 रू 0
22 --- --- --- --- --- --- रू 0 रू 0
28 --- --- --- --- --- --- रू 0 रू 0
32_RWS --- --- --- --- --- --- रू 0 रू 0
36 --- --- --- --- --- --- रू 0 रू 0
40 --- --- --- --- --- --- रू 0 रू 0
44 --- --- --- --- --- --- रू 0 रू 0

Condensed Consolidated Statement of Financial Position

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Cash and cash equivalent 237,995,850 548,977,900 156,700,530
Due from Nepal Rastra Bank
Placement with Bank and Financial Institutions
Derivative Financial Instruments
Other Trading Assets
Loan and advances to B/Fis
Loan and advances to Customers
Investment Securities
Current Tax Assets
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment
Goodwill and Intangible assets
Deferred Tax Assets
Other Assets 105,029,990 91,938,890 68,459,030
Total Assets 3,811,513,030 3,501,311,550 1,962,069,310
Liabilities
Due to bank and Financial Institutions
Due to Nepal Rastra Bank
Derivative Financial Instrument
Deposit from Customers 1,055,052,610 99,103,620 810,470,140
Borrowings
Current Tax Liabilities
Provisions
Deferred Tax Liabilities
Other Liabilities 330,949,030 324,559,260 202,560,950
Debt securities issued
Subordinated Liabilities
Total Liabilities 3,811,513,030 3,501,311,550 1,962,069,310
Total Liabilities 3,811,513,030 3,501,311,550 1,962,069,310
Equity
Share Capital 394,300,000 394,300,000 210,000,000
Share Premium
Retained Earnings
Reserves
Total equity attributable to equity holders
Non-controlling interest
Total Equity
Total Liabilities and Equity

Condensed Consolidated Statement of Profit or Loss

Particular This Quarter Previous Quarter Corresponding Previous Year Quarter
Interest Income 149,520,970 32,721,290 155,641,360
Interest Expense
Net interest Income 98,850,070 22,252,210 89,962,970
Fees and Commission Income
Fees and Commission Expense
Net fee and commission income
Net interest, fee and commission income
Net Trading income
Other Operating Income 97,359,960 20,546,070 27,520,000
Total Operating Income 196,210,030 42,798,280 117,482,970
Impairment charge/(reversal) for loans and other losses
Net Operating Income
Loans and Other Losses
Operating Expenses
Personal Expense
Other Operating Expense 21,019,810 5,330,970 20,699,840
Depreciation and Amortization
Operating Profit 66,756,340 441,010 52,498,170
Non operating Income
Non operating expenses
Profit before Income Tax
Income tax Expenses
   Current Tax
   Deferred Tax
Profit/(loss) for the period 42,481,300 277,840 33,378,290

Condensed Consolidated Statement of Comprehensive Income

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Profit/(loss) for the period 42,481,300 277,840 33,378,290
Other Comprehensive Income
Total Comprehensive Income
Basic Earning per share 22 0 16
Diluted Earning per share
Profit attributable to:
   Equity holders of the Bank
   Non-controlling interests
Total
Statement of Distributable Profit and Loss
Net Profit for the Quarter ended
1. Appropriations
1.1 Profit required to be appropriated to statutory reserve
a. General Reserve
b. Capital Redemption Reserve
c. Exchange Fluctuation Fund
d. Corporate Social Responsibility Fund
e. Employees Training Fund
f. Other
1.2 Profit required to be transferred to Regulatory Reserve
a. Transfer to Regulatory Reserve
b. Transfer from Regulator Reserve
Net Profit for quarter end available for distribution

Ratios as per NRB Directives

Particular
This Quarter
77/78 - 2nd Quarter
Previous Quarter
77/78 - 1st Quarter
Corresponding Previous Year Quarter
76/77 - 2nd Quarter
Capital fund to RWA 15 17 19
Non-Performing Loan (NPL) to Total loan
Total Loan Loss provision to Total NPL
Cost of Funds
Credit to Deposit Ratio
Base Rate
Interest Rate Spread
Net Interest income to total income 50
Non Interest Income to Operating Cost 153
Interest Expenses to Interest Income 34
Shareholder's Equity 539,065,160,000
Number of Outstanding Share 3,943,000
Net Worth Per Share 137 123 166
Earning Per share (EPS Annualized) 22 0 16
PE Ratio 50 10,999 41
Price to Book Ratio 8
Return on Equity (Closing Annualized) 16
Return on Asset 2
Market Price High-Low
PEER PERFORMANCE
Companies LTP Intraday 5D % 1M % 3M % YTD % 1Y % Trend
SMFDB 1627 142 --- --- --- --- ---
LLBS 2000 90 --- --- --- --- ---
MMFDB 1615 96 --- --- --- --- ---
SLBBL 1429 60 --- --- --- --- ---
COMPANY INSIGHTS
DIVIDENDS
Fiscal Year Bonus Share Cash Dividend Total Dividend Bonus Dist. Date Right Share Right Dist. Date
1 2075/2076 21.0952 % 1.1103 % 22.2055 % -- -- --
2 2074/2075 23.53 % 1.24 % 24.77 % -- -- --
3 2073/2074 34.48 % 10.53 % 45.01 % -- -- --
4 2072/2073 45 % 2.37 % 47.37 % 2017-04-20 1:1 Dec 28, 2017
5 2071/2072 41.72 % 2.19 % 43.91 % 2016-05-24 -- --
6 2070/2071 26 % 12.95 % 38.95 % 2015-02-25 -- --
Company Information
Registered Office
Head Office Location : Jhapa
Email : info@summitbank.com.np
Phone : 023-541420
Website : http://www.summitbank.com.np/
Registered At :
Share Registrar ( RTS )
Name : Civil Capital Limited
Email : ccm@civilcapital.com.np
Phone : 977-01-4262303, 4261251, 4259437,4251962
Address : CTC MALL ( Civil Trade Center) 6th Floor, Sundhara, Kathmandu
Website : www.civilcapitalmarket.com
Management
Name Designation
Mr. Debendra Bahadur Basnet Chief Executive Officer
Mr. Tirtha Raj Dhakal Chair Person
Mr. Chitra Bahadur Bista Director (Promoter Group)
Tika Devi Chudal (Bhattarai) Director (Promoter Group)
Mr. Tika Raj Kharel Director (Promoter Group)
Mr. Narayan Pd. Luitel Director (Public Group)
Mr. Jagan Nath Chalise Director (Public Group)
Mr. Indrakamal Pradhan Professional Director
About Company

Summit Laghubitta Bittiya Sanstha Limited

समीट लघुवित्त वित्तीय संस्था लिमिटेड कम्पनी ऐन, २०६३ अन्तर्गत पब्लिक कम्पनीको रुपमा २०६५ मंसिर २९ गते कम्पनी रजिष्ट्रारको कार्यालय त्रिपुरेश्वरमा दर्ता भई  नेपाल राष्ट्र  बैंकबाट २०६६ जेष्ठ ६ गते  वित्तीय कारोवार गर्न इजाजतपत्र प्राप्त १५ जिल्ला कार्य क्षेत्र भएको “घ” वर्गको लघुवित्तीय संस्था हो ।   विपन्न तथा गरिव महिला दिदि बहिनीहरुलाई संगठित गरेर नेपाल राष्ट्र वैंकको निर्देशन भित्र रही विनाधितो सामुहिक जमानतमा वा धितोमा लघुकर्जा प्रदान गरी उनिहरुको व्यापार व्यवसाय, उद्यम संचालनमा टेवा पुर्याउर्दै रोजगारीका अवसरहरु सृजना गरेर उनिहरुको आर्थिक तथा सामाजिक स्तर माथि उठाउन सहयोग पुर्याउने मुख्य उद्देश्यले उद्योगपति,ब्यापारी, प्राध्यापक, वुद्धिजिवी र वित्तिय क्षेत्रमा अनुभव हासिल गरेका व्यक्तिहरुको संलग्नतामा स्थापना भएको यस संस्थाले स्थापनाकालको छोटो समयावधीमा विपन्न वर्गका महिलाहरुलाई वित्तीय सेवा प्रदान गर्दै उनीहरुको श्रम, सीप र क्षमताका आधारमा व्यवसायी तथा साना उद्यमी वन्न प्रोत्साहन गरेर आय आर्जन गर्ने कार्यमा सहभागी गराउँदै आर्थिक तथा सामाजिक स्तर उकास्न टेवा पुर्याउदै आएको छ । आगामी दिनमा वित्तीय सेवाबाट बन्चित गरिव तथा विपन्न वर्गलाई अझ संगठित गर्दै उनिहरुलाई ब्यवसायि र आत्मनिर्भर वनाउन आफ्नो सेवालाई विस्तार गर्दै लैजाने वैंकको नीति तथा योजना रहेको छ ।