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SMFBS Q2 2020 earnings: analysis, revenue, eps, roe

By: Nepse Direct Mar 29, 2021

Founded in 2073, Swabhimaan Laghubitta Bittiya Sanstha Limited SMFBS  9.47 %  2485.00 is the one of the best private sector Microfinance in Nepal has branches all over the country. Its headquarters is located in Tilottama-5, Rupandehi, Nepal. Krishna Raj Chaudhari the present CEO of SMFBS. With around 28 branches all over the country SMFBS stands out in terms of its customer service.

Fundamental Analysis of SMFBS: 

Particulars

Amount in NPR

Interest Income

80,514,470

Interest Expenses

36,402,730

Net Profit Before Tax

44,531,200

Net Profit

28,054,510

Net Interest Income Margin

45.21%

Net Profit Margin

34.84%

EPS

73.15

PE

21.66

Total Assets

1,413,444,510

Current Assets

1,375,439,850

Non-Current Assets

38,004,660

Total Liabilities and Equity

1,413,444,510

Total Liabilities

1,268,065,640

Current Liabilities

1,255,004,290

Non-Current Liabilities

13,061,350

Total Equity

145,378,870

Outstanding Share

767,076

Paid-up Capital

76,707,640

Reserve and Surplus

68,671,230

Total Debt

814,054,600

Current Ratio

1.095

Book Value per Share

189.52

PB Ratio

8.36

ROE

38.60%

ROA

3.97%

Total Debt to Equity

5.56

Capital Adequacy Ratio

10.86

Non-Performing Loan

0.85

Total Loan Loss Provision to Total NPL

94.70

Cost of Fund

5.72%

CD Ratio

290.55

Mega Maya Bachat Khata